Research On The Implementation Of Financial Service Entity Economic Development Policy

At present,China's economic restructuring and transformation in a critical period,in the face of increased pressure on the economy down the same time,the real economy,especially small and medium enterprises,"three rural" and other new agricultural management of the main financing difficulties,financing is still more prominent.Anhui Provincial Party Committee and the provincial government conscientiously implement the policy requirements of the Party Central Committee and the State Council in a package of financial support services to the real economy,closely linked with the actual work in Anhui Province,adhere to the major issues as the guide,the use of systematic and innovative thinking to ease small and medium enterprises,"San Nong" and other new agricultural management of the main financing difficulties,financing as the main direction,adhere to the principle of tackling both the symptoms,the development and promulgation of a series of policies and regulations and related standards,aimed at smooth flow of funds to the real economy channels,Effectively open up the central and provincial policies to the "last mile",for the stability of small and medium enterprises,especially the new agricultural management of the main production and operation,promote industrial and agricultural economic growth,promote employment has profound significance.I as a county finance office staff,based on the experience of the financial system in recent years to master the financial support of the real economy series of policy-related materials,and the specific implementation of the central provinces and cities in recent years on the financial support of the real economy series of policies,The paper analyzes and thinks about the documents of various departments at all levels,and puts forward some suggestions on how to better implement the financial support system of the real economy at the county level level,hoping to make some suggestions on the financial supervision of the grassroots government in our country,especially in Anhui Province.Good financial services,real economic work to provide a useful reference.This paper summarizes the current situation of the implementation of the policy of small and medium enterprises in Nanling County,Anhui Province through questionnaire and field visits,finds out the problems,analyzes the reasons and puts forward some suggestions.This paper has six parts:The first part,from the purpose and significance of the study,puts forward the thinking of the implementation of the economic policy of financial services entity,and puts forward the research content and significance of this paper according to the current situation of domestic and foreign research.The second part summarizes the connotation of the real economy,the financial economy and the public policy by combing the relevant connotation of the financial service entity and summarizes the basic theory of the government's support for the development of the small and medium-sized enterprises and the new agricultural management subject.The third part mainly elaborates the series of policies of financial economic entity development in Anhui province,which mainly includes the following aspects:the loan funds,the tax financing business,the new government-bank cooperation mechanism and the Nanling County financing risk compensation fund support agriculture specialty Cooperatives and family farm development pilot work and other four aspects of the content.The fourth part analyzes the current situation and problems of financial service entity economic development policy implementation in Nanling county of Anhui province.Through the field investigation,research and other ways to Nanling County,Anhui Province,small and medium enterprises to investigate the financing situation.According to the survey results,although the Nanling county government has gradually increased the small and medium-sized micro-enterprises and new agricultural management of the main policy support,as far as possible to reduce financing costs,efforts to alleviate the small and medium-sized micro-enterprises and new agricultural business financing problems,but because of financing threshold High,high cost and small micro-enterprise financial,credit and other reasons,leading to the actual effect is not obvious.In particular,some enterprises and new agricultural management entities mistakenly use liquidity as a fixed asset investment,resulting in their project put into production or agricultural production is facing the lack of liquidity after the plight.This paper analyzes the causes of this paper from three aspects:enterprise,government and bank.The fifth part is mainly to study the domestic and international financial services,the successful experience of economic development,from Shanghai and some developed countries to learn good experience.The sixth part mainly discusses how to improve the economic development of financial services,especially the support of small and medium-sized micro-enterprises and the development of new types of agricultural management:from the strengthening of government policy support and guidance,to improve the effectiveness of government policy implementation,banks and other financial institutions and their own Development of these four aspects to discuss.