Reserch Of Problems After The Maternity Insurance Into The Basic Medical Insurance

Background and Purpose of Research :There is close relationship between the basic medical insurance and the maternity insurance,especially the medical expense in the maternity insurance,foreign generally put the maternity insurance as a sub-project in the medical insurance.At present,in order to deal with aging and the problem of low fertility,implement the "universal two children" policy,whith it is the second child fertility problems,it is also made the birth insurance system faces a challenge.Therefore,countries launched the birth insurance and basic medical treatment insurance merge the implementation of the pilot,fully integrated exploration road for two insurances.Two insurances to merge,ginseng protect registration,fund raising and management,unified medical service management,unified handling and information services,worker bears during birth insurance treatment remains the same.Two insurances combined by integrating two insurance fund and management resources,expand the scope of ginseng,strengthen their fraternal ability,improve the utilization rate of the birth insurance fund,enhance thecomprehensive efficiency of management and reduce the operation cost management.However,we should also see,birth insurance system itself also has some problems,cannot be resolved through merger,it's necessary that we should have an in-depth discussion.This article try to find some feasible through discussing these questions.For the perfection of the maternity insurance system and related problems be solved providing countermeasures and suggestions.Methods: this article mainly adopts the method of literature study and comparative analysis methods.on the one hand,in this article,through the Internet,books,such as access to a large number of data,including the administration about the policy of birth insurance system,the latest public opinion,experts and scholars view,academic papers,statistics,report and so on,for the paper preliminary studies of birth insurance system prepared to sufficient data and theoretical support.On the other hand,birth insurance pilot areas in China,birth insurance before and after the merger of comparison,and maternity insurance system through different countries content of longitudinal comparison,find out the advantages and the gap.Research content :This article from the theoretical basis of birth insurance,as the birth insurance problems and countermeasures in China are put forward as below.To set of related concepts,so that readers can better understand the article's argument.Then,the article expounds the establishment and status quo of birth insurance in our country.The Status Analysis of mainly in the Maternity insurance benefits and the health insurance composition.Secondly,comparing foreign birth insurance system,induct lessons from the experience of abroad.Then,at the birthinsurance into the medical insurance system in China,analyzes the remaining problems.Finally,according to the summary of full text,proposed corresponding to the maternity insurance system to encourage the two child policy,introduced laws to protect women's employment,strengthen personal responsibility,establish itself to an actuarial balance system,strengthen the birth insurance legislation,fund supervision and management countermeasures and Suggestions.?Innovation point: the innovation of this paper lies in that the "two risks" and "two children" superposition background,to explore the birth insurance system in the new stage,the further reform deepening development of birth insurance has a positive significance.