A Study On The Problems In The Integration Of The Endowment Insurance Of Urban And Rural Residents In N County Of Henan Province

The basic old-age insurance of urban and rural residents is an important part of urban and rural development,and plays an important role in safeguarding the basic interests of residents.With the development of economy,the widening gap between urban and rural areas,urban and rural residents pension security has become the impact of social stability and restricting the balanced development of an important factor,is bound to co-ordinate.This paper takes Henan N County as an example to discuss the existing problems in the integration of urban and rural residents 'pension insurance,and aims to provide ideas and guidance for the integration of urban and rural residents' pension insurance.Based on the theory of social equity and the theory of government responsibility,this paper uses the method of case study to carry out field investigation and research on Henan N County Social Security Center and related residents.Through the implementation of the background,the implementation of policies,the implementation of the effect of three aspects of urban residents pension insurance And the new rural old-age insurance for comparative analysis,we can see that in the context of the dualization of old-age insurance,urban residents and rural residents enjoy the right of endowment insurance is not equal,the starting point of the system design there is an unequal phenomenon,Both of the old-age insurance coverage is quite different.Therefore,the integration of old-age insurance system must become the only way to achieve social justice and justice.N County in the implementation of urban and rural residents integrated pension reform has achieved remarkable results,the initial realization of the pension insurance system full coverage,pension insurance system to protect the effect of more obvious,urban and rural residents pension problems have been effectively alleviated.However,due to the implementation of the system is still short,the relevant policy measures are also in practice to explore,so there are still many problems in the process of advancing,such as financing difficulties,management level is not high,supervision and management is not in place,some people The enthusiasm of the insured is not high,the reason is that the grassroots government service efficiency is not high,the lack of functions,formal supervision mechanism and the masses of the concerns of factors such as the impact of comprehensive results.To deepen the reform of the integration of urban and rural residents,we should improve the fund subsidy standards,improve the fund management system,establish a financial and fund sharing mechanism to improve the financing standards and security level;to speed up the transformation of grassroots government functions;optimize the allocation of regulatory resources,Establish a sound regulatory system;to develop urban and rural development,the development of local characteristics of the economy,improve the income level,enhance the ability of residents to pay;to increase policy advocacy efforts to change the traditional concept of old-age pension to enhance the enthusiasm of residents through the establishment of flexible and diverse pension Service supply mechanism,the establishment of a unified endowment insurance electronic information platform,strengthen the basic service site construction,improve the handling service system.