Public Distribution Of Bank Outlets In Lanzhou City Based Urban Planning Perspective

Effective planning of the banking outlets is the embodiment of the rationality of urban planning.Recently,the self-bank and community banks which are closed to residential area bring a great convenient to people in financial activities,such as payment,depositing and withdrawing money,trading finance and other bank service.However,the excess of bank branch had been a common phenomenon in economic hotspot areas,bustling commercial district,large communities and wholesale market,which caused the problem of imbalance in service supply and demand.With the development of internet plus,the traditional mode of financial service has been changed,At present,the projection of bank branch is not in the range of city planning,the related supervision department could not consider the radiation effect and influence of bank branch for the region from the macro-perspective The management philosophy of Banks are cost profit maximization,so they do not put the sport public service supply in their branches plan.Because of this,the distribution of bank branches is not reasonable,the satisfaction of the service of the people's livelihood is real a serious problem.As an important part of monetary facilities,financial market is a necessary public infrastructure to people's life,the integrity of monetary facilities are related to people's daily life.With the acceleration of urbanization,the city is more developed,the higher quality service is needed.How to project the bank branches in city is the key research direction in the field of urban construction and management.Under the background of the above,the author chose Lanzhou as research object from the perspective of major contradictions and problems of bank branch with the theory of urban planning and public facility location.According to the investigation of literatures and former cases,the author will focus on the common problems and solutions in this area and draw lessons from them.Meanwhile,the author will research and take statistics to Lanzhou administrative region distribution network from the principle of urban planning integration,economy,society and the Internet.On the basis of the study,no linking with urban planning,randomness of branches setting up and no overall planning is the major cause of bank branches of Lanzhou.Although these problems are intractability,these issues can be dealt with the standardized,scientific and systematic network location selection process.Additionally,with accelerating the development of small micro branch,community,ATM,online banking and scientific distribution of resource,the Inclusive finance will cover more people.