A Study On Satisfaction Degree Of Women's Small Guarantee Loan Policy In Northwest Minority Areas

Since the development of the western region in 2000,the rural economy in the western minority areas has developed rapidly,but the development of rural financial services has lagged behind the economic development.The "financial restraint" in rural areas is prevalent in ethnic areas,and the contradiction between supply and demand of rural finance is prominent.Microfinance as an innovative financial product,to a certain extent,improved the financial suppression of ethnic areas,and effectively reduced the rural poor.Women's small secured loan policies have played an active role in women's employment and income generation in ethnic areas.But at present,most of the research on the policy of small loans for women is from the analysis of loan operation mode,and qualitative research,and from the perspective of women's own policy satisfaction analysis of quantitative analysis less.Based on the theory of customer satisfaction,the theory of policy evaluation,the selection of latent variable and measurement variables,this paper mainly studies the satisfaction degree of women's small guarantee loan policy from the perspective of women.The main contents are as follows:First,introduce the research background and research significance.From the research point of view,research methods,research conclusions review the status of women's micro-secured loans research.The definition of microcredit and women's small secured loans is defined,and the relevant theoretical basis is discussed,namely,public policy evaluation,customer satisfaction and structural equation theory.Secondly,the latent variable of structural equation is selected based on American customer satisfaction model.Based on the problems of commercial microfinance social performance evaluation and the existing problems of women 's micro-guarantee loan,the paper constructs the quality awareness measure of women' s micro-guarantee loan policy from three aspects: policy plan,policy implementation and policy effect.Establishment of Women 's Small Guaranty Loan Policy Satisfaction Structural Equation Model.Again,through the sample selection,questionnaire design,questionnaire survey for empirical analysis.After the analysis,reliability analysis and validity analysis of the data,the verification factor analysis is carried out on the structural equation model,and then the whole structural equation model is tested.According to the revised data model correction,based on the revised model to analyze the policy satisfaction.The results show that policy factors have the greatest impact on quality perception,Linxia women's small guarantee loan policy satisfaction in general.Finally,according to the results of empirical analysis and evaluation,the paper puts forward the countermeasures and suggestions to improve the policy of small loans for women.Elaborated the research results of this paper,pointed out the shortcomings of this study,put forward the future research hope and direction.