The Study On Ocal Governments Use Commercial Insurance Accurately Present Situation And The Countermeasures For Poverty Alleviation

This article normative research the theory of the government public administration,precision poverty,commercial insurance.Simultaneously,this article refine and abroad about the discussion of public management innovation,poverty alleviation to poverty reduction,commercial insurance.In political,economic,cultural and social dimensions,this article analyzes the governance,poverty alleviation precise relationship between commercial insurance.Poverty has been plagued ills of China's economic and social development,precision poverty,comprehensive poverty reduction is the direction of our government's efforts over the years.The natural advantages of commercial insurance is risk management,not only advance to prevent possible disasters caused by poverty,but also identify the results of the poverty due to disasters.Local government use of commercial insurance can better solve the problem of precision poverty reduction target,accurate use of funds,accurate solutions and others.By analyzing Guizhou provincial government's the main means and methods of precision poverty,this article to study Guizhou provincial government use of commercial insurance in the precise area of poverty reduction.Collected the information by means of participant observation and unstructured interviews,this article qualitative analysis of these data to understand and explain the phenomenon,to find the convergence points of commercial insurance and precise poverty reduction.From the local government angle of view,this article summarize,sum up the current local government use of commercial insurance in the plight of poverty precise level of protection exists,the docking mechanism,sources of funding,risk management,performance standards and other norms and to analyze its causes.Combined with the practice and experience of domestic and foreign governments to use commercial insurance to reduce poverty,this article presents suggestions from public education,docking mechanism,policy support,institutional mechanisms,regulations of work.Improve the poverty alleviation system of business insurance,it let commercial insurance to play a social management,insurance guarantee,financial compensation and other functions,to promote the local government initiative to commercial insurance into precise poverty alleviation and other public management transformation.Elevate the efficiency and level of the local government to use commercial insurance to reduce poverty;it has important implications for enrich public governance tools and deepening administrative reform.