The Research On The Development Of Consumer Finance Company In China

At present,China's economy is entering a development cycle of "new normal",influenced by the world economic climate and rising trade protectionism,the conventional mode of which relied on investment and net exports can no longer meet the needs of China's economic development.As an effective way to promote economic growth,consumption has become increasingly important in the development of national economy.With the change of consumption concept,the improvement of national income level and the continuous development of information network technology,the new demand and new channel of consumption is gradually expanding,meanwhile,under the support of national policies,the consumer finance company has a positive development.In China,consumer finance is a new research field,compared with the developed countries in the world,the development is immature and imperfect,in other words,it still has a long way to go.Therefore,it is especially necessary to study how the consumer finance company develops and promotes the economic development.This paper has been researched on the development of consumer finance company.Under systematically analysing the historical process and current situation of the development of consumer finance company in China in recent years,compared with the different characteristics of consumer finance company in China and Europe,America,Japan and other places,it analyzed the main problems existing in the development of China's consumer finance company,and probed into the countermeasures to improve and promote the healthy development of consumer finance in China.