A Statistic Investigation And Empirical Analysis On Rurual Households' Insurance Will Toward Maize In Hebei Province

Hebei Province is an important grain and cotton producing area.Corn planting area accounts for a high proportion of the total planting area.The stability of corn production will affect food security and farmers' income.Hebei Province,with its unique geographical location and environment,is one of the provinces that have suffered frequent disasters and has seriously affected the agricultural stability in Hebei Province.The growth period of corn spans the summer and fall seasons,and the possibility of disasters is more frequent.Storms,droughts,and heavy rain are common disasters.The promotion of corn insurance provided corn growers with effective risk protection.Whether they have the willingness to insure to decide whether corn insurance can be sustainable or not.Therefore,this paper conducts survey statistics and empirical analysis on farmers' willingness to apply for corn insurance in Hebei Province.Based on the theoretical support of agricultural insurance,corn insurance and questionnaire survey design,this paper analyzes the status of corn planting in Hebei Province,the risks involved,and the development status of corn insurance.The influencing factors of rural households' insurance coverage for corn insurance are analyzed from both external and internal perspectives.Based on the normative analysis,on the basis of the questionnaire on the willingness to issue corn insurance in 11 prefecture-level cities in Hebei Province,the influencing factors of corn insurance for corn growers in Hebei Province were analyzed,and the nine most important influencing factors such as age and education level were analyzed.The empirical analysis summarizes some problems in Hebei farmers' willingness to apply for corn insurance and puts forward corresponding suggestions,so as to provide reference for other agricultural insurance.In this paper,a questionnaire was used to conduct a targeted survey of corn growers in Hebei Province.Based on the survey data,the most critical statistical analysis and empirical analysis were completed.The farmers of a certain province were studied for their purchase of corn insurance.Willingness is the most effective way to promote the interests of corn growers in the province and the development of corn insurance.