Study On The Social Insurance For The Employees In Private Enterprises

With advent of reform and opening,and gradual improvement of people's material living standards,people's life also grew remarkably,in fact,for the world,including China gradually with the economic environment changes lead to the peak of aging,For us,the pension problem will become a major issue related to us,then the most important for our country's pension insurance put forward higher requirements.As an important part of market economy,private enterprises,in fact,has occupied a very important position in our country's economic field,endowment insurance issues among private enterprises will gradually focused by public.For private enterprises,its own shortcomings makes implementation of endowment insurance system face many problems,such as insured number is incomplete,the proportion is too high,the fund payment is difficult.These problems are gradually hindering China's pension insurance system sound and perfect,but also makes development of endowment insurance an obstacle to further affect social harmony and stability and unity of country.How to improve the problems in these private enterprises,will also need to be discussed by everyone.Based on analysis of basic theoretical knowledge of endowment insurance and the experience of the endowment insurance and private enterprises in China,present situation of private enterprises in existing society,uses the example and normative research methods,analyze problem sin such as the insured rate,payment base declaration,payment ratio and other aspects of endowment insurance.And from the example of the actual private enterprise workers themselves,private enterprises bosses,and the corresponding external environment discuss escape and conceal the corresponding endowment insurance issues of private enterprises,estimate present monitoring system,giving suggestions on endowment insurance for private enterprises.Through the research of this paper,enriches the research of the endowment insurance theory,summarizes the process of endowment insurance and unveils problems of endowment insurance in private enterprises,and provides effective reference for the healthy development of endowment insurance,which defend people's interest,explore for building harmony society.