Research On The Configuration Efficiency Of Financial Resources In Beijing-Tianjin-Hebei

Financial is a monetized resource,this kind of resources not only have the natural attributes,but also have the social attribute,is very important to the economic development with the strategic significance.The essence of the allocation of financial resources is the transfer of economic resources from one economic sector to another.The improvement of the allocation of financial resources can make the economic resources flow more efficiently,improve the level of financial development and ensure stable economic growth.Therefore,the study of the allocation of financial resources efficiency is very necessary.In this paper,the author ultimately selected four indicators:the local currency's and foreign currency's deposit loan balance of financial institutions,the actual use of foreign balance,premium income and the amount of financing from securities market,and regard the sum of these four indicators as a measure of the total amount of financial assets.At first,this paper summarizes the relevant research literature and theoretical basis of the financial resources allocation efficiency at home and abroad,and selects four financial indicators,and based on the DEA model to analyze the efficiency of the allocation of financial resources in the three places,through comparing with the same indicators of the Yangtze River Delta economic zone and China's economic province of Guangdong Province,and found that the total financial resources in Beijing-Tianj in-Hebei distributed unevenly,lack of perfect system management,financial openness is different,financial restraint is obvious,these factors make the allocation of financial resources inefficient.After the detailed study of the causes,this paper puts forward some suggestions on how to optimize the allocation efficiency of financial resources in Beijing,Tianjin and Hebei region:the Beijing-Tianjin-Hebeiregion should clear the development direction,divide the competition;integrate financial resources and expand the total amount of financial resources;carry out market reform;increase financial support for the real economy from direct financing and indirect financing;take measures to enhance the Beijing-Tianj in-Hebei region financial openness;the government need improve macro-control,promote local finance reform.In short,the allocation of financial resources of the Beijing-Tianj in-Hebei region should be a gradual optimization process,can't be too hasty.The Beijing-Tianjin-Hebei region should firmly grab the opportunities,use the convenience of national policy support,achieve the maximum use of financial resources,allocate resources reasonably.As the saying goes,"good steel should be used in the blade",the Beijing-Tianjin-Hebei region should play the initiative of market configuration,make the financial resources flow to the most needed economic sector to create greater value,ultimately achieve better and faster economic development.