Statistical Analysis Of Family Financial Assets Holdings In China

With the rapid development of economy and finance,household income has gradually increased,and the awareness of financial management has been strengthened.The investment demand of households has gradually become prominent,and the characteristics of financial assets diversification and investment diversification are becoming more and more obvious.This paper use the macro data from the website of the National Bureau of statistics and China statistical yearbook,and the micro data from China Household Financial Survey(CHFS)in 2011 and 2013 in the national scope,refer to the domestic and foreign literature achievements,follow the order of theoretical analysis? empirical analysis? logical conclusion and suggestion to analyse the Chinese family financial asset situation.This paper uses STATA and SPSS software in the course of the study,first of all make descriptive statistical analysis of financial assets of different holding ratio and held a total value.and then analyze whether there are changes of the survey data of 2011 and 2013.Then we make descriptive statistics analysis on the influence factors of family financial asset and the risk attitude in different perspectives.Study on the influencing factors of the China's family finance total assets,finally empirical whether there are different factors of our family risk financial assets and our family risk-free financial assets,and establish regression model.Finally,summarize the descriptive statistical analysis and regression analysis above,conclude the distribution of Chinese household financial assets and the influence all the factors to family financial assets.