| College students are our countries’ important human resource and hope,the government and school are paying more attention to the health of college student.In order to improve college students’ health development,the state and the government implemented a series of preferential medical insurance policies.The current implementation of the medical insurance for urban residents can not only improve college students’ physical quality,but also can ease family economic pressure for students with major disease.However,a variety of reasons lead to the low utilization of medical insurance.For example,The insurance market is limited to college students to provide the commercial insurance products,and the college students are lack of awareness of commercial medical insurance,which leads to their health risk can not be well dispersed and their health can not be well protected.So paying attention to college students’ health insurance and improving students’ understanding and utilization of health insurance are of great importance.This paper introduces the concept of health insurance in our country and the health risks faced by college students,then I conducted a questionnaire survey on the health insurance status of college students in Tianjin.According to the data collected,this paper analyzes the problems existing in the current college students’ health insurance,and puts forward some relevant policy suggestions.Including the optimization of multi-level system of health insurance,the insurance company provide professional health insurance products and services for college students,improve the students’ awareness of health risks,the government need to strengthen the college students’ health insurance policy support and focus on the supervision and feedback.Through doing research on college students’ health insurance,this paper aims to make students know more about the health risks they face,and make full use of the insurance to disperse risks and improve their health. |
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