Study On The Risk Management Of The Loan Project Of Anshan Steel Group Corporation Of Anshan Branch Of Everbright Bank

Taking the 3 billion credit project of Angang Group Anshan branch in 2017 as an example,this paper makes use of the comprehensive risk management theory to identify and evaluate the credit project,and on this basis,gives corresponding countermeasures and suggestions.The main contents of this paper are as follows:The first chapter briefly introduces the background and significance of the research.Then,it further expounds the theory and literature review of risk management of bank credit project.Besides,this part also briefly describes the research contents and research methods of the full text.The second chapter,the status of risk management in this part of the Anshan branch of China Everbright Bank on risk identification of Anshan iron and Steel Co.,the loan project and a brief introduction of the Anshan branch of China Everbright Bank;in addition,this part also introduces the Anshan iron and Steel Group,the Anshan branch of the credit situation.The third chapter,on the basis of the risk identification of Anshan iron and steel loan project in the second chapter,the risk assessment is further carried out.First,the risk from the Anshan iron and Steel Group Co.,the internal and external two aspects of Anshan iron and steel group loan project produced by factor analysis and enterprise operation and financial situation,pointed out that the Anshan iron and Steel Group,the risk factors;secondly,from the perspective of China Everbright Bank using Credit Metrics model to objectively evaluate the risk the credit project,provide the basis for the next part of the risk response measures.In the fourth chapter,the results of the risk assessment in the third chapter are followed,and the measures to deal with the risk are proposed.In this paper,with the loan project risk is controllable angle points out countermeasures and suggestions in the controllable and uncontrollable circumstances of the Anshan branch of China Everbright Bank for the iron and steel enterprise loan project risk;then,aiming at the risk of Anshan iron and steel group loan project risk management for a further constructive..In general,the Anshan branch of Guangda bank can improve its management ability through comprehensive risk management of various company loan projects.Everbright Bank with more professional management concept,perfect the internal management system,more professional management team to seize the opportunity and meet the challenge;for the revitalization of northeast old industrial base,to contribute to the revitalization of the local economy,financial services and financial support provided for a full range of professional,for the local economic construction.