Risk Management Of Hydropower Station Loan Ptogtam Of TB

With the rapid development of economy and society,there is more and more demand for energy.As a renewable resource,hydropower has become one of the most important energy in the world.In order to develop hydropower,a large number of hydropower stations must be built,and a large amount of capital needs to be invested in hydropower projects.Bank loans naturally become an important way of financing.However,it is a typical commercial behavior for banks to issue loans for hydropower projects.The purpose of issuing loans must consider the recovery of loan principal and interest.However,due to the long construction period,difficult operation and the influence of environment,policy and technology,there are a lot of risks in the process of construction and operation,which will cause certain risks for the bank to recover the loan principal and interest.Aiming at the risk management of hydropower station loan project,this paper selects TB Hydropower Station loan business as a separate project for empirical research.On the basis of full analysis of relevant theories,this paper uses literature research,inductive analysis and qualitative analysis to analyze the relevant risks affecting the loan project in the process of construction and operation of hydropower station project,and uses del illegal and model This paper makes an empirical study on TB hydropower project by using the method of fuzzy comprehensive evaluation and expectation value,analyzes the risk of TB hydropower project in the construction and operation period,and puts forward corresponding countermeasures and suggestions for the loan risk management of the project,in order to provide a certain reference for the risk management of the loan project of hydropower station.The main research ideas of this paper are as follows: the first chapter analyzes the background of the topic selection and the current research situation of relevant scholars at home and abroad,puts forward the research purpose and significance of this paper,and expounds the research content,methods and ideas of this article.The second chapter analyzes and summarizes the basic theories of current project risk and bank loan,focusing on project risk management,bank loan mechanism and risk assessment.In the third chapter,according to the characteristics of the hydropower project,the risk of influencing the bank loan during the construction and operation of the hydropower project is analyzed,and based on the fuzzy comprehensive evaluation,the risk evaluation model of the hydropower project is constructed,and the risk evaluation procedure of the hydropower project loan is formulated.The fourth chapter takes TB hydropower project as an example,analyzes the basic situation of the project,and makes a quantitative evaluation of the risk of TB hydropower project loan by using the methods of del illegal,fuzzy comprehensive evaluation and mathematical expectation value.In Chapter 5,according to the risk assessment results of TB hydropower project,the specific countermeasures and suggestions are put forward from the aspects of risk decision-making,response and risk monitoring.In this paper,the risk management of hydropower station loan project is studied from both qualitative and quantitative aspects,especially the application of fuzzy comprehensive evaluation method to the TB Hydropower Station loan project risk empirical study,which provides the basis and ideas for banks to minimize the risk,improve the level of risk management,and ensure the safety of bank loans.