Internet Financial Consumer Security Right Legal Guarantee System Research

With the rapid development of economy,the popularization and application of information technology,the traditional life style in human society has also huge changes.Among them,the continued urge by the development of the internet has permeated into many areas of the financial market.Since 2013,the internet finance industry grow up,first the Third Party Payment,and in the nick of Public Financing,P2 P Loans boom developed.Internet finance with the high popularization and development of the internet and make the financial services are more directly and conveniently,therefore,internet financial consumers are more extensive.But consumers as important participants,while accepting more convenient services,also face the problem of security rights protection.Therefore,it is urgent and necessary to strengthen the protection to internet financial consumers safety right.And internet financial develop quickly and innovative strongly,legislation cannot reverse in time,lead to internet financiel consumer security right legal system be lack.So protect internet financial consumer security right should starting from legal system,which provide the internet financial consumer security right a solid legal basis and guard.This article draws lessons from foreign experience,propose the system idea of internet financial consumers the right to safety protect.Mainly carries on the demonstration from five aspects.Firstly,researched the concept definition of internet financial consumer security right,it is divided into three levels include internet finance,internet financial consumer and internet financial consumer security right.Explicit the definition and content,lay the foundation for the next analysis.Second,the theoretical basis of internet financial consumer security right protection is introduced in detail.And the necessity and significance,shows urgency about internet financial consumer security right protection.Thirdly,expound the current situation of protection,including the infringement status and systemstatus,aimed reality and system issues depth analysis,in order to find a solution to the problem.Fourthly,introduce and analysis the extraterritorial system,compare China and foreign countries different situation,put forward beneficial enlightenment on internet financial consumer security right protection.Fifthly,put forward to the improvement suggestions from four aspects,which is establish protective principle,construct the right system,perfect dispute resolution settlement and perfect supervision means to defend internet financial consumer security right.