Research On The Financial Service System Of Traditional Chinese Medicine Industry Chain

Chinese medicine industry is a high profitability of the industry in China,because it is still in the basic stage of development,the degree of industrialization is not high.In view of the relatively backward and decentralized development status of Chinese medicine industry,we found that the financial needs of all aspects of traditional Chinese medicine industry are strong and the financing bottleneck problem is outstanding.Financial service system must be constructed as soon as possible.This paper starts from the perspective of Chinese medicine industry chain,studies the financial demand of all aspects of Chinese medicine industry chain,constructs the financial service system of traditional Chinese medicine industry chain.Modern Chinese medicine industry chain is a typical chain structure,including the cultivation of medicinal materials,pharmaceutical production,sales of Chinese medicine,traditional Chinese medicine knowledge culture industry of four links.Analyzing the financial needs of the above links,commercial banks as the core build commercial banking financial services platform,introduce third party enterprises such as management companies,insurance companies,e-commerce companies and logistics companies and so on,integrate the resources and technical advantages of the traditional Chinese medicine industry chain,build a integrated financial system that provide capital operation,insurance services,financial services and so on.On the construction of the financial service system of the traditional Chinese medicine industry chain,this paper analyzes the operation of the financial service system of the traditional Chinese medicine industry chain from the aspects of the operation design of the platform fund and the distribution of the main interests in the chain.Monte Carlo method is used to simulate the capital yield of the fund and analyze the possible impact of different factors on the operation of the fund.The Shapley value and K-S model are used to discuss the game between commercial banks,chain enterprises and third party service enterprises.We found that all parties join the service system are the best choice of interests,and the additional benefits are distributed according to the proportion of contribution.In short,through the construction of traditional Chinese medicine industry chain financial service system,not only can expand the traditional Chinese medicine industry chain financial research ideas,but also commercial banks to carry out the future of traditional Chinese medicine industry chain financial services to provide improved methods.With the improvement of China's multi-level capital market and the extension of traditional Chinese medicine industry chain,we will establish a mature Chinese medicine industry chain financial service system to promote the transformation and upgrading of traditional Chinese medicine industry,to promote the rapid development of traditional Chinese medicine industry.