Analysis Of The Operation On Non-performing Assets Debt Restructuring Project

With the continuous deepening of the comprehensive reform in China,the economy has entered the transformation period.The risks of various industries are gradually exposed.One of the important manifestations is that the amount of the non-performing assets and the proportion are higher.In addition,the high domestic enterprise leverage ratio causes the scale of debts of some companies increase too quickly.The companies are trapped in the debts of the non-performing assets,which brings about the impact in the local stable financial environment and economy.As one of the important part of the financial institutions in China at present,the financial asset management company plays the important role in the crisis assistance through the operation of the non-performing assets debt restructuring business.Therefore,the research of the non-performing assets debt restructuring of the company is conducive to resolving the financial risks of the companies and realizing the maximization of the whole social utility.This paper mainly studies practical business operations.By analyzing the process of restructuring non-performing assets and debts of the Swan Bay project,performed by the Great Wall Asset Management Corporation Hainan Branch,it explores the particular problems encountered by the asset management company during the restructuring and the corresponding solutions.It also proposes concrete suggestions and feasible ideas which are taget-oriented.The main contents of this paper include the following six aspects:Firstly,the background condition towards the non-performing assets debt restructuring business is analyzed and the necessity of the research is put forward.Secondly,the main business risk,the applicable condition,the main way and the principle towards the non-performing assets debt restructuring are introduced in brief and the domestic and foreign research documents of the non-performing assets debt restructuring are sorted out.Thirdly,the objective description towards the condition of the credit and debt of the Swan Bay Project Case is carried out.Fourthly,the operation and design effect towards the debt restructuring towards the Swan Bay Project by the China Great Wall Asset Management Company Hainan branch is analyzed.Fifthly,the existed problems and the causes of the problems in the development process of the business combined with the case are explored.Sixthly,the improvement suggestions are put forward.