The Research On The Policy Operation Of Hengnan County' Supporting Agricultural Loans

Agriculture,rural areas and farmers have always been the focus of national attention,key industries and key targets,enumerating the rural policy of our country is constantly changing with the national conditions and social conditions,and the policy of supporting agriculture and benefiting farmers is also constantly adjusting.Since 2014,several policies have been introduced to solve the problems of agriculture.In order to further deepen the innovation of rural financial reform,increase financial support to agriculture,rural and rural areas,The state council issued The Guidance On Carring Out The Managment Right Of The Rural Contracted Land And Mortgage Loan Of The Farmers' Housing Property Right in 2015,after the publication of The document,various places have been carries out in seccession.Because The situation varies from place to place,The Rural Property Mortgage Loan is unbalance in operation,there are also different policies to operate.With the continuous development of the structural reform of the supply side of the country's agriculture and the implement of the rural vitalization strategy,a clear request is put forward for rural areas to realize their own development,therefore,studying the implement policy of rural property rights mortgage loan of everywhere is a realistic need to promote the development of rural areas and adapt to the rural financial reform.In the process of summarizing the research situation at home and abroad,the author finds that at presents,there are different focuses on the mortgage financial of rural property rights in academia,but most of them are based on empirical research,specifically studying the financial support policy of a certain country or region?the operation mode of supporting agriculture policy or a certain property financing practice,however,there are few studies on the operation of multi property mortgage financing policies.Thus,This paper conduct a comprehensive study based on The theory of Rural Property Right?Rural finance theory?public policy theory?Policy implementing theory and other knowledge,combining with The current situation of policy operation of Hengnan county's supporting agricultural loans.This study based on the questionnaire survey and in-depth interviews with the general farmers,new agriculture business entities,staff related to government departments and financial institutions,sums up six major problems existing in the implementation of the five rights mortgage agriculture loan policy in Hengnan county,and analyses the reasons for their questions accordingly.At the same time,this paper tries to start from the agricultural credit policy,to make more policy research and policy improvement from the point of view of The government,put forward suggestions such as giving more government supporting,mobilizing financial institutions to support agriculture polarity,strengthening the standardized management of policy supporting service facilities and platform,hoping to give a specific concept,mode of operation and planning in The aspects of linear local and policy approaches,providing comparison and reference for the practices of supporting agriculture policy in other areas.