The Investment Risk Research Of Agricultural Insurance Project Based On AHP And Grey Clustering Method

The agricultural problem is an important livelihood issue facing our country,and the solution of the agricultural problem cannot be separated from the strong support of agricultural insurance.The problem's solution of agricultural social security is an important way to solve the problem of agriculture,rural areas and farmers,and it is of great importance to strengthen agricultural insurance.Since the reform and opening up,China's agriculture has developed rapidly,however,there are various natural risks in the agricultural production process,and agricultural insurance is a good way to pass on the above risks and share the losses.With the support of national policies,China's agricultural insurance has been developed rapidly,but agricultural insurance also has great investment risks.The main problem that causes the high loss rate of agricultural insurance is risk management and control,which is also the bottleneck problem in the operation and development of agricultural insurance company.Therefore,the investment risk research of agricultural insurance project becomes an urgent problem to be solved in the development of agricultural insurance.The paper combined with food crop insurance project in Jilin province,starting from the actual situation of project,AHP and grey clustering method are applied,carrying out investment risk assessment and research of food crop insurance project in Jilin province.The paper discusses the research background and significance,the research status at home and abroad of agricultural risk management are elaborated,giving research methods and main content.The basic characteristics of agriculture and agricultural production are expounded,the nature and characteristics of agricultural insurance are analyzed,this paper discusses the function of agricultural insurance,the management mode of agricultural insurance in China is summarized.Combining with the risk characteristics of planting insurance project,the planting insurance risk management expert system and evaluation index system are established,the risk assessment method of planting insurance project was determined,the risk evaluation model of planting insurance project was constructed.The general situation of food crop insurance project in Jilin province is described,through the expert system of risk management and peer expert's opinion,identifying the investment risk of insurance project.The index system of risk assessment for food crop insurance was established,The investment risk assessment of food crop insurance project in Jilin province was carried out by AHP and grey clustering method.Through the objective and effective risk assessment model,researching risk level of each level factors and overall risk level of food crop insurance project in Jilin province.