Research On The Rural Endowment Insurance In Qinhuangdao

With the continuous changes in rural family structure and urban and rural population movements,there are more and more empty nesters.According to the Results of the Fourth Sampling Survey of the Living Conditions of Urban and Rural Elderly in China issued by the National Office for the Elderly,51.3% of the elderly are empty nesters,Among 51.7% of them are rural empty nesters.In rural areas and towns,many elderly people who have been unable to take care of themselves lack a source of income and rely on the support of their children.In the real society,in addition to the new rural insurance and traditional concepts of nurturing children to preventing old age,rural elderly people basically have no old-age security.They don't have enough financial resources to enter the nursing home,and their children often can't let them go to the city to enjoy their late life.Many of them stayed in the countryside,continued to work hard,and involve in the upbringing of grandchildren.Although the State Council has also issued policies aimed at promoting the development of rural pension services and commercial endowment insurance,comprehensively developing the pension insurance market,supporting rural pension,and improving the capacity and level of rural endowment insurance services,the effect is still not satisfactory.The rural endowment insurance system is an important part of China's social security system.Improving the rural endowment insurance system is not only related to the vital interests of agriculture,rural areas and farmers,but also related to the construction of new rural areas in China,and to whether the rural revitalization strategy can be realized as soon as possible.In this paper,I used the rural areas of Qinhuangdao as a main regional research area,and conducted research through interviews and questionnaires.I went to 10 different villages in various districts and counties of Qinhuangdao City to understand the basic situation of rural endowment insurance.It was concluded that the rural endowment insurance in Qinhuangdao City lacks the awareness of farmers' endowment insurance due to insufficient propaganda of new rural insurance.However,the problem of the fragile management system of rural endowment insurance,lack of management ability and poor sustainability is also obvious;the rural endowment insurance in Qinhuangdao doesn't work effectively.By learning from the experience of foreign pension insurance,Qinhuangdao City should optimize the pension raising and payment model,create a good environment for rural endowment insurance,raise farmers' awareness of insurance participation,and consolidate the economic foundation of rural endowment insurance,so that farmers in Qinhuangdao City can realize that the old have something to relay on,to support,to live and to be happy as soon as possible.