Gaoyou Rural Commercial Bank Loan Litigation Management System Project Development Risk Management Research

In recent years,owing to the economic growth at home and abroad,the scale of deposit and loan of rural commercial banks in Gaoyou is also advancing by leaps and bounds.However,the rapid growth of the loan balance,the risk also increased,non-performing loan ratio has gradually increased,loan litigation has also increased substantially.In order to suppress the bad debts rise,the scientific system of the management of the loan litigation business,rural commercial bank loan business management procedure using information technology.Only in this way can the core competitiveness of rural commercial banks be strengthened so that the rural commercial banks can be efficient and timely in handling loan lawsuits.At present,one of the fields that the domestic academia has not put much effort into research is the risk analysis and management of the development of bank information system.At present,the common method of risk identification and analysis is the lack of integrity.This paper is mainly based on the systematic analysis,literature research method,investigation method of Gaoyou rural commercial bank loan litigation management system of the project risk management status,risk identification,risk assessment,risk control and risk prevention analysis.In this paper,through the analysis of the present situation and problems of the system of litigation management in Gaoyou rural commercial bank loans,the relevant risk management knowledge combined with information system,risk identification problems in-depth study of this project uses the mathematical evaluation method,and then according to the rules of the system and the management process of risk control,finally,the implementation of the project risk review after the operation to avoid in the process of.Through the research,this paper thinks that there are some problems in Gaoyou loan litigation management system in project management,based on the research and analysis of Gaoyou loan litigation management system of the project risk management from the project risk identification and risk assessment of the project and put forward the process,organization and system of project risk control scheme.