| Taking on risks is the basic characteristic of the operation of business bank's. Through taking, managing, analyzing and decomposing risks, the business bank gains benefits. It is a old and young topic about managing the business bank's risks. With the prosperities of intermediary business, the managing of business bank's intermediary business risks was put into agenda.At present, although intermediary business has no distinct risky influences on intermediary business banks, seen from long-run, it will become a future developing trend in extending business and gaining non-interest incomes, we can't neglect the latent risks of the intermediary business. It is important and practically meaningful to business banks in promoting its rapid growth of intermediary business, enhancing its competing capacity and guaranteeing the healthy operation of the financial system to strengthen researches of risk management of intermediary business.Now in China, during the course of the operation of the intermediary business, due to the imperfection of constitution and stipulation of risk management systems, the lag of financial supervising, the shortcoming of risk computation of intermediary business and etc., there are many phenomena such as the twisted causes of operation, rough operation and etc.. According to the general theories of risk management and the present state of risk management of domestic business bank intermediary business, using the theories of risk management of foreign business bank intermediary business and practical experiences, this essay discusses the method of intermediary business risk computation and thinks we should strengthen intermediary business risk management as follows: the first is to perfect the constitution of intermediary business risk management, the second is to strengthen the construction of stipulation of intermediary business, the third is to deepen the supervision of the central bank and supervising departments on the risks of the intermediary business. |
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