Problems And Countermeasures In The Development Of Charitable Trust Business Of CG Trust Company

With the development of social economy,more and more people want to get involved in charity business.However,during recent years,"Donation fraud",”Guo MeiMei” and other incidents have seriously affected the social credibility of charities and the enthusiasm of people to participate in philanthropy.The promulgation of the charity law in September 2016 clarified the concept of charitable trust and combined the inherent characteristics of flexible operation,professional management,independent property and transparent system of the trust system with philanthropy,which can exactly solve the problem of social credibility caused by the malpractice of information transparency and the problem of professional ability of its fund investment operation.In addition,in the past two years under the background of pan-capital management and strong supervision,trust companies are facing severe pressure of transformation and development.Based on the above background,how to make better use of the functional advantages of trust,solving the social credibility problems faced by China's charity,help it better solve social problems,and promote the transformation and development of trust companies to return to their original source has become a common concern of the industry in the past two years.This paper takes CG trust company as the research object,uses the comparative study method to sort out the current situation of the charitable trust business in Britain,the United States,Japan and China,and focuses on the analysis of the current situation of the charitable trust business of CG trust company.Based on the analysis of the current situation,this paper summarizes the problems existing in the development of CG trust's charity trust business by using cases and data,such as the slow expansion of the charity business,the emphasis on traditional business over the charity trust,the excessive reliance on the cooperation with charity organizations,the inconsistent information disclosure and the low transparency.The paper also explores the deep-rooted causes of the problems of CG trust company and puts forward the countermeasures to promote the development of CG trust company's charitable trust business.By analyzing the charitable trust business of CG trust company,the following conclusions are drawn:1.The charitable trust business of CG trust company has a good theoretical and practical basis,but it has been developing slowly in the past two years.2.At the industry level,due to the imperfection of the charitable trust tax preference system and information disclosure regulations,CG trust company's charitable trust business has become more dependent on charitable organizations,and its information disclosure is not uniform and transparency is low.In CG trust company,due to the lack of investment research and risk management ability,In addition,the construction of supporting manpower,system and system for the charity trust business is not perfect,which leads to the insufficient attention to the charity trust business and the slow development of the charity trust business.3.CG trust company can promote the development of charitable trust business by improving relevant systems,optimizing internal construction,building a professional team and actively contacting relevant parties of charitable trust business,It is also one of the important business directions of its transformation and development.