Analysis On The Contribution Of Huining Problems And Countermeasures Of Financial Poverty Alleviation Of Huining Rural Commercial Bank

Financial poverty alleviation is an important measure in poverty alleviation in China.Poor people lend financial products to financial institutions to help and support them financially.The policy-oriented loan business used by financial institutions in poverty alleviation plays a very important role in poverty alleviation work in China.In recent years,Huining County of Gansu Province has given full play to the important role of special loans for poverty alleviation in the process of precise poverty alleviation.It has made good achievements in the industrial development and infrastructure construction of the peasants,and has effectively promoted the poverty alleviation work of the whole county.However,there are still a series of problems in Huining Agricultural and Commercial Bank's financial poverty alleviation work,such as single agricultural and commercial bank products are difficult to meet the needs of farmers' financial products,and farmers' satisfaction with the financial services of agricultural and commercial banks is not high.This paper consists of four parts.The first part mainly elaborates the general situation of Huining Agricultural and Commercial Bank and the advantages of poverty alleviation,the scale of financial poverty alleviation credit funds and the structure of financial poverty alleviation credit funds.The second part investigates and analyses the financial poverty alleviation work of Huining Agricultural and Commercial Bank.By describing the sample situation,the paper studies the impact of financial poverty alleviation on farmers' income and the contribution of farmers' income.At the same time,it studies the financial poverty alleviation funds and the savings of the poverty alleviation targets,the financial poverty alleviation funds and the investment of the poverty alleviation targets of Huining Agricultural and Commercial Bank.The research was carried out.The third part studies the problems of financial poverty alleviation of Huining Agricultural and Commercial Bank.At present,there are some problems in financial poverty alleviation of Huining Agricultural and Commercial Bank,such as the single product of agricultural and commercial bank is difficult to meet the needs of farmers' financial products,farmers' requirements for financial services ofagricultural and commercial bank,the imperfect risk prevention and control system of agricultural and commercial bank,and farmers' limited understanding of financial poverty alleviation policies.The fourth part puts forward some suggestions and Countermeasures to improve the financial poverty alleviation work of Huining Agricultural and Commercial Bank.The first is to improve the management level of financial credit of Huining Agricultural and Commercial Bank,the second is to improve the financial poverty alleviation credit products,the third is to build the risk prevention mechanism of financial poverty alleviation of Huining Agricultural and Commercial Bank,and the fourth is to encourage the financial service work.