Research On Financial Risk Of New Energy Vehicle Finance Leasing Business Of Bocommleasing

After France,the Netherlands,Germany and other European countries proposed to stop the sale of fuel vehicles,China will also put the plan on the agenda.On September 9,2017,at the International Forum on the Development of China's Automobile Industry,Xin Guobin,Vice Minister of the Ministry of Industry and Information Technology,said: "Some countries have established a timetable for stopping the production and sale of traditional energy vehicles.At present,the Ministry of Industry and Information Technology has started relevant research and will work with relevant departments to formulate a timetable for China.These measures will certainly promote the development of China's automobile industry.The environment and driving force for the development of China's automobile industry has undergone profound changes.Although the government departments have issued relevant supporting policies and measures,the promotion of new energy vehicles is still facing many problems.Simply relying on government subsidies can not make new energy vehicles truly market-oriented.New energy vehicles need business model innovation to help development,one of which is financial leasing.This paper takes the new energy vehicle financing leasing business of Bank of Communications Financial Leasing Company Limited as an example,aiming to find out the problems that financial leasing company encounters in promoting the new energy vehicle business through detailed case studies,and to solve these problems accordingly.First of all,the first two chapters of this paper respectively lists the background and significance of the topic and the overview of automobile financing leasing theory.In the first chapter,the author expatiates on what kind of background this paper opens the research on the development countermeasure of the new energy vehicle financing lease,and then draws out its practical significance,and combines the domestic and foreign related literature achievements,paves the way for the later analysis and research;the second chapter is the automobile financing lease related theory.This paper expounds the concept,introduces the definition of car financing lease and the common mode of public finance business.Chapter 3 of this paper focuses on the development of China's automotive financial leasing overview,which covers the development of China's automotive financial leasing process and status quo,as well as the current development of new energy automotive financial leasing issues.Secondly,the fourth chapter introduces the basic situation of financial leasing and new energy vehicle financing lease.The fifth chapter takes the new energy automobile financing leasing business of Bank of Communications as an example to illustrate the external financial risks and internal operating risks that the company may encounter in the actual business.Finally,the sixth chapter is the combination of external financial risks and internal operating risks encountered in the financial leasing business of Bank of Communications,and puts forward practical suggestions for its development.The author hopes that through the elaboration of this article,can make a contribution to the development of domestic new energy vehicle financing leasing direction.