Case Study Of C Company's Non-performing Asset Management

Decline trends at home and abroad in recent years,the economy,China's GDP growth is slowing,and faces the structure adjustment of our country's economy to the real economy put forward "capacity and inventory,to leverage" requirements,some of the lack of competitiveness of enterprises operating difficulties and even bankruptcy will happen,leading to the outbreak of the credit risks and bad assets,at the same time,the data show that domestic commercial Banks non-performing loan balance and non-performing loan ratio rising trends,the management of bad assets problem at home and abroad will be more and more attention.Therefore,in view of non-performing asset management,this paper intends to analyze with the method of case study combining theory with practice,and illustrate the difficult problems in non-performing asset management by studying specific non-performing asset management cases.Through consulting relevant literature,found that scholars about non-performing assets management theoretical analysis,the analysis of non-performing assets management operation remains to be perfect,and the scholars of bad assets management problems based on the specific case analysis also is given priority to with Banks,mostly the lack of universality,which is why this article choose enterprise as the case analysis of the reasons.Scholars have also put forward a lot of their own Suggestions on non-performing asset management,and this paper will also refer to these Suggestions and put forward its own views.Theory part of this article,introduces the related concepts of bad assets management and the reasons for the formation of non-performing assets,analyzed the advantages and disadvantages of main management mode of non-performing assets of applicability,for now,bad asset management the key to the problem lies in the choice of management mode,select the appropriate management mode to realize the maximization of the value of non-performing assets,and clear the advantages and disadvantages of each mode and the applicability will help management mode choice.In terms of case selection,the asset restructuring of C company is selected as a case study,in view of the diversification of the participants in the asset restructuring of C company,the diversification of the types of non-performing assets,and the fact that the "CR" bond issued by C company is the first substantive default bond in China,which is typical.This paper will analyze the asset restructuring case of C company from the perspective of Great Wall asset management company.The focus of the restructuring analysis is:the choice of non-performing asset management management mode,the choice of the restructuring party and the balance of interests of all parties.This paper concluded that during the management of bad assets,should first to evaluate the value of non-performing assets,to find the maximum value of the asset,then according to the characteristics of the assets to choose the appropriate management mode to realize the value of assets,at the same time,in the management process,consideration should be given to the needs of the parties,as far as possible to realize win-win,to earn the support of all participants.It is because Great Wall asset management company can pay attention to these issues that it can successfully manage the non-performing asset restructuring of C company and make all parties gain benefits.Through the above analysis,this paper will put forward some Suggestions for China's non-performing asset management.