Research On Performance Appraisal Optimization Of Small And Medium-Sized City Commercial Bank G

With the continuous maturity of the financial market,the competition caused by the financial development and management homogenization has become increasingly fierce.At the same time,with the continuous implementation of China’s interest rate marketization and other policies,the shortcomings of financial products such as imitation and no patents have been gradually enlarged..For domestic small and medium-sized banks,city commercial banks,due to limited resources and limited by the region,to win this competition,it is necessary to undergo various reforms,and the key to competition is talent.In recent years,the loss of personnel in the financial industry is very serious.Banking industry is no exception.In addition,small-scale urban banks generally lack effective performance management mechanisms to attract and retain talents.Therefore,performance management is a key issue facing small and medium-sized banks.The role of performance appraisal management in human resource management is undoubted,and it is also an important part of bank human resource management.Many banks have spared no effort,and even hire professional consulting organizations to establish and optimize their own performance management system,in order to achieve effective performance.Assessment management has become an important guarantee for the sustainable development of the bank and a means of talent incentives.G Bank is a small and medium-sized city commercial bank controlled by the municipal government.There is still a big gap between large-scale state-owned banks and national joint-stock banks in terms of scale of operation,technology level,financial strength,external support and human resources.In recent years,after several years of rapid development,G Bank has a high growth rate of business scale.Rapid business development has concealed the problems of internal management and especially the performance management of the city.With the economic downturn in recent years,the scale of operation has increased.Slowly,employees’ enthusiasm for work is not high,and frequent resignation problems are gradually exposed.These problems have also been common in various city commercial banks in China in recent years.Therefore,performance appraisal management is an important intermediate link for banks to efficiently manage talent resources,and it is also an objective requirement for the bank’s internal incentive and restraint mechanism.At the same time,effective performance management mechanism can rationalize employee income distribution relationship and optimize income distribution structure.It is also an important means for the banking industry to attract and retain outstanding talents and enhance market competitiveness.This study takes G Bank as an example,starting from the theory of human resource management,performance appraisal management and commercial bank management,as well as many years of experience in banking work,employee research,and reference to learning advanced commercial banks at home and abroad in performance management.The practice,from theory to practice to analyze the problems and optimization schemes of G Bank performance appraisal,this paper is divided into six parts:The first part introduces the background,significance and purpose of this optimization research topic,summarizes the literatures of relevant research,introduces the main methods and contents of this research;The second part elaborates the concept of performance appraisal and the existing research foundation,and focuses on the performance appraisal management theory system and the common performance appraisal and evaluation methods;The third part,the argumentation part,is to analyze the implementation of G Bank performance appraisal management,including its basic overview,current status of operation,and analysis of problems in performance appraisal management and reasons for discussion;The fourth part is about the construction and optimization design of the performance appraisal mode of G Bank.By drawing on the experience of advanced banks in performance appraisal,this paper analyzes the enlightenment of G Bank performance appraisal,and puts forward the corresponding performance appraisal optimization plan based on the specific problems existing in G Bank;The fifth part puts forward the specific measures or implementation guarantees that G Bank needs to support to improve the performance appraisal mode;Part Ⅵ,conclusions and outlook.The results of this study are analyzed and summarized,and the specific plan for performance appraisal optimization is obtained.The implementation and extension of the research results of this paper are expected.