Research On The Intelligent Bank And Its Operation Security In PF BANK

The rising of AI Technology,mainly represented by popular technology like Big Data,Cloud Computing,Blockchain,and Biometric etc.,is changing deeply the development mode and operating system in the traditional banking industry.As one of the banks going through the intelligent upgrade,SPD BANK runs into many problems in management,operation,coherence and system before and after the transformation.By studying these problems emerged in SPD Intelligent Bank,this paper aims to find out the solutions to promote the operating efficiency of the Intelligent Bank so that it could serve the customers in the best way.Based on the process before and after building the Intelligent Bank in SPD BANK,this paper analyzes the emerged problems,studies the development mode of the Intelligent Bank in SPD Bank,and further analyzes its influence on the gross service quality and internal control in the SPD BANK to draw solutions and make some suggestions for the sustainable development of the Intelligent Bank.Starting from researching on the traditional operating mode of the SPD BANK,this paper does some research on the evaluation of the low quality and high cost service system of the traditional operating mode in SPD Bank,and designsa corresponding Intelligent Bank to meet the transformation need of the Bank by making use of the Intelligent system tools and ideas to convert the time-consuming and resource-consuming working flow into the simple and convenient intelligent service that meets diversified needs.However,new problems and management risk show up as the Intelligent mode in the Bank promotes the service quality and optimizes the internal management.Therefore,by analyzing the new problems in the Intelligent environment,this paper makes some suggestions to further promote the various operation flow and optimize the risk control in the Bank so that the the Intelligent Bank could meet the diversified customer needs and develop sustainably.