An Empirical Study On The Urban And Rural Coordination Development Of Endowment Insurance In China

At present,China's economy and society are at a critical stage of deep transformation and development.The problem of old-age care for urban workers and urban and rural residents is becoming more and more severe under the impact of the urban-rural integration and the deepening of population aging.With the acceleration of China's aging process,the old-age security for the elderly has become more and more important to the people and the government.At present,China's social endowment insurance system has been completed and merged into the stage of convergence and integration between systems.However,in the process of system integration,the coordination of the development of social pension insurance system is very important.It is very important to properly solve the problem of pension for urban workers and urban and rural residents,which is related to the stable operation and sustainable development of the country's economy and society.This paper takes the inter-provincial panel data of 2010-2017 as the research object.By using the entropy weight method to measure the index weight and Euclidean distance and cosine distance,the coverage rate,contribution rate,replacement rate and fund income and expenditure ratio are selected to construct urban workers and The absolute coordination degree and relative coordination degree model of urban and rural residents' endowment insurance,and the evaluation method based on cluster analysis is given.On the basis of obtaining the actual data of urban-rural coordination degree,select indicators such as economic development factors,urbanization level,population aging degree and policy bias,and set the test results through the panel data model to support the fixed effect model of building panel data for the research objects.The main influencing factors of the coordinated development of urban and rural pension insurance are analyzed.And put forward relevant policy recommendations.The study found that(1)the absolute coordination degree of urban workers and urban and rural residents' endowment insurance has a downward trend,and the development of urban workers in urban areas and urban and rural residents is not coordinated.(2)From the perspective of the provincial level,the vast majority of the 31 provinces in the country are in the basic coordination stage,a few are in mild disorder and well coordinated,and a few provinces are in serious imbalance and quality coordination.The absolute coordination degree from East China,South China,Northwest China,Central China,North China,Northeast China and Southwest China decreased in turn.(3)The impact of several indicators such as economic development level,urbanization level and population aging on the coordination level of urban and rural insurance is significant.The level of urbanization and the degree of aging of the population have a negative effect on the degree of coordination.The impact of coordination has a positive effect.Although social security and employment expenditure account for a certain positive effect on fiscal expenditure,it is not significant in the model.