Research On Risk And Supervision Of Enterprise A Nnuity Operation

With the rapid development of population aging,old-age pension has become a social problem,and the social pension responsibility falls on the enterprise relatively,so the enterprise annuity has become an important pillar to support the old-age insurance system along with the basic old-age insurance and personal savings old-age insurance.The process of enterprise annuity operation is to form a social pension mission,guarantee the retirement economic needs of employees,improve the management system of enterprises,strengthen the promotion of enterprise culture and soft power,so in the operation of the annuity as far as possible to ensure that this part of the realization of value-added,avoid the risks of all parties to achieve higher returns,and ultimately to the job.The company has an account of the operation of the company.Of course,it is precisely because of the social responsibility of annuity operation,so the supervision of annuity operation will be carried out from both external and internal aspects.In operation,the uncertainty of policy,capital market and operation will be avoided as far as possible,so as to supervise the operation of enterprise annuity and achieve the state of safety and value preservation..But because the operation of annuity in our country is still in the primary stage,and the risks are more and more complicated,we should strengthen the market access system,standardize the scope of annuity investment,strengthen the internal control of enterprises,strengthen the credit management of both operators and improve the operation of annuity.Operation of battalion flow,so as to achieve the goal of safety and value preservation.This paper mainly studies the risk and supervision of annuity operation,so as to analyze how to identify the risks existing in the current enterprise annuity operation from a theoretical point of view,and to discuss the construction of supervision risk system,hoping to have a certain reference for the relevant literature research of future enterprise annuity operation in China.How to strengthen the risk supervision of annuity operation puts forward meaningful ideas.