On The Urban And Rural Pension Insurance Fund Management In Anxi County

With the increasing number of people participating in the basic endowment insurance for urban and rural residents and the increasing trend of fund balance,the problem of how to maintain and increase the value of the pension has attracted more and more attention from the public.The efficiency of maintaining and increasing the value of endowment insurance fund and its effect are directly related to the basic life of urban and rural residents and the sustainable and healthy operation of the entire urban and rural endowment insurance system.However,China’s urban and rural residents pension fund in the financing link,operation management link,value preservation and appreciation link,expenditure link,supervision link and so there are shortcomings,especially in the value preservation and appreciation and supervision link.On the one hand,there are risks and problems in maintaining and increasing the value of the pension funds.On the other hand,there are also problems in the supervision of the pension fund for urban and rural residents.This paper starts from the importance and management status of endowment insurance for urban and rural residents,selects anxi county as the research object,and takes relevant theories such as public product theory,welfare economics and principal-agent theory as the research basis.Through the methods of case study,field interview and literature research,this paper comprehensively analyzes and summarizes the current situation of the preservation and appreciation of the basic old-aged insurance for urban and rural residents in Anxi county.In order to find out the current Anxi county urban and rural residents pension fund in the process of maintaining and increasing the value of the single channel of maintaining and increasing the value,retained funds did not timely transfer to time deposit,unable to avoid inflation and a series of problems,and analysis.Through the research and analysis,it is concluded that the main reasons for the difficulty in maintaining and increasing the value of the endowment insurance funds for urban and rural residents in Anxi county are single investment mode,lack of professional managementpersonnel and low level of fund management.At the same time,through the analysis of the other areas of Dujiangyan city,Shijiazhuang city,Nanchang county and other urban and rural residents pension fund maintenance and appreciation of successful experience,from which we can draw inspiration and learn from its advanced experience.Finally,according to the actual situation of Anxi county,some targeted methods and countermeasures are proposed.