Research On The Influence Of Agricultural Insurance On The Development Scale Of Yunnan Tea Industry

Among the many advantageous industries with distinctive characteristics in Yunnan,the tea industry has an important position.Yunnan's unique geomorphic environment gives it unique advantages in tea production,and the rapid development of Yunnan's tea industry has a significant effect on promoting changes in other agricultural industries in Yunnan Province.The issue of "agriculture,rural areas and farmers" was raised in 2000.Every year,the national government will introduce corresponding measures to strengthen key support for the issue of agriculture,rural areas and farmers.The purpose is to strengthen the economic income of farmers in agricultural production and enable farmers to Be more prosperous in the new social stage.In this context,the introduction of agricultural insurance has the support of the state,which is an opportunity for the development of the tea industry in Yunnan Province.Related studies have shown that many factors such as natural environment,economic conditions and social risks will have an important impact on the production of tea and the development of the tea industry.Since the production process of tea needs to be carried out in a natural environment,and the ability of tea production companies to resist natural risks is generally poor,it is necessary to use agricultural insurance to manage natural risks in the development of the tea industry.Compared with other insurance products,agricultural insurance has a very high specificity.The specific specificities are manifested in the following aspects: First,the specificity of the types of agricultural insurance insured is mainly some For animals and plants with biological characteristics,the subject matter is affected by the life cycle,while the subject matter of ordinary property insurance does not have life characteristics;second,agricultural risks are unique,and the main activities of agricultural production are carried out in the natural environment Natural risks are the main risks encountered by agricultural products.These risks are difficult to control by man-made.Moreover,in the process of tea planting,due to the large area of tea planting,when natural risks occur,the tea industry will bring The loss is difficult to estimate.In the contextof the above two particularities,discussing the impact of the implementation of agricultural insurance on the scale of tea production in Yunnan Province and the extent of the impact are all issues that this article can study.On the basis of existing relevant research,this article excludes the only area in Yunnan Province that is not suitable for tea growth-Diqing Tibetan Autonomous Prefecture,based on the specific current situation of Yunnan Agricultural Insurance and the data of China Pu'er Tea Network.Based on the static and dynamic panel data of 15 provinces and cities in the province from 2012 to 2019,an empirical analysis model of the impact of agricultural insurance on the development scale of Yunnan's tea industry has been constructed.The empirical results consistently show that agricultural insurance has an impact on the development scale of Yunnan ' s tea industry.It has a positive promotion effect,and this promotion depends on the level of agricultural risk and the level of agricultural insurance compensation.When the agricultural risk level is at a higher level,the corresponding tea production scale will decrease;when the agricultural insurance compensation level is lower The increase will also promote the growth of tea production in Yunnan Province.The policy recommendations drawn from this are that the relevant decision-making departments of Yunnan Province should actively formulate and implement agricultural insurance.In the process of applying agricultural insurance,the insurance coverage of agricultural insurance should be expanded,so that agricultural insurance can penetrate into agricultural growers.Agricultural risks are transferred from the production of farmers to minimize the natural risks encountered by tea farmers in the process of planting tea,thereby expanding tea production in Yunnan Province,increasing the scale of the comprehensive output value of tea,and increasing the economic income of tea farmers.