Research On Credit Environment Evaluation Of Beijing-Tianjin-Hebei Urban Agglomeration

As one of the three major urban agglomerations in China,the Beijing-Tianjin-Hebei urban agglomeration not only lags far behind the Yangtze River Delta and Pearl River Delta urban agglomerations in its development speed,but also has a low degree of economic coordination.To study the status of Beijing-Tianjin-Hebei urban agglomeration and the influence mechanism of credit environment on economic coordination from the perspective of credit environment will help to find the objective law of urban agglomeration coordinated development.Firstly,this paper studies the influencing factors of the credit environment of urban agglomerations,and believes that the influencing factors of the credit environment of urban agglomerations should be systematically analyzed from the three dimensions of government credit environment,social credit environment and economic credit environment.Based on this,an evaluation index system of the credit environment of urban agglomerations is constructed.Secondly,the credit environment of the three major urban agglomerations during 2003-2017 is evaluated and contrastive analyzed.Thirdly,using the analytic hierarchy process(AHP)to evaluate the results,through the empirical analysis method,respectively studied the relationship between the urban agglomeration credit environment and economic growth,economic synergistic development,and carried out the difference analysis.The results show that:Government credit environment and social credit environment are the main factors affecting the credit environment of urban agglomeration,followed by economic credit environment.The credit environment level of Beijing-Tianjin-Hebei urban agglomeration has been continuously improved,which is consistent with the trend of continuous economic growth.Moreover,compared with the credit environment level of the Yangtze River Delta and the Pearl River Delta urban agglomerations,the credit environment level of the Beijing-Tianjin-Hebei urban agglomeration is far lower than that of the other two urban agglomerations,and its economic development level is also far behind the two urban agglomerations.The credit environment of urban agglomerations can indirectly influence economic growth by influencing per capita consumption expenditure,social fixed asset investment,government purchase and net export.The credit environment of urban agglomeration has a certain influence on the coordinated economic development.the beijing-tianjin-hebei urban agglomeration development lags behind that of the Yangtze river delta,the pearl river delta urban agglomeration is associated with the objective status of Beijing,Beijing is not only the core city of urban agglomerations,should first take into consideration the capital function again at the same time,this leads to talents,investment,medical,etc into Beijing,has the stronger on the surrounding city "siphon effect",leading to regional development imbalance problems.This paper holds that improving the credit environment of urban agglomeration is one of the important ways to promote economic growth.It is necessary to pay attention to and strengthen the construction of credit environment,and improve the credit level from various aspects,such as the credit level of government officials,the level of local rule of law,and the financial ability of the government,to promote economic development.In addition,urban agglomeration belongs to the concept of economic circle and is not a simple collection of several cities.Therefore,it is very important to pay attention to synergistic effect and study the influence of credit environment on synergistic development.