Research On The Marketized Management Mode Of China’s Pension Service In The New Era ——On The Relationship Between Government And Market

Pension is a basic issue related to social stability and family happiness,and it is also an important part of the national livelihood security system.With the increasing of China’s aging population,the social elderly dependency ratio has gradually increased,China’s pension problem has begun to attract more discussion.What is the current development status of China’s pension service business model,whether the supply of its pension service products meets the actual demand of the current era,and what changes need to be made in the future are the key issues discussed in this thesis? Through the analysis of descriptive statistical data of the development status of China’s pension service market,it is found that the current supply of pension services in China is insufficient.On the generation of the problem of insufficient effective supply,this thesis attempts to explain from the perspective of the transformation of social basic contradictions at the level of pension services in the new era.Through the analysis,it is found that the basic social contradictions at the level of pension services in China are mainly concentrated in four aspects: the mismatch between the quasi-public product supply capacity of public welfare pension services under the leadership of the government and the diversified needs of pension services in the current era.Based on the background of contradiction transformation,it is found that the traditional three pension models have no corresponding adaptability in the current era.To solve the problem of insufficient effective supply,it is necessary to innovate the corresponding model under the existing pension service management model.This thesis adopts the research method of combining theory and practice.Firstly,it takes the quasi-public goods theory as the basic theory,summarizes the characteristics of the traditional pension model,and classifies the pension service products provided by the three pension models from the perspective of the attribute characteristics of quasi-public goods,which are divided into crowding-type,club-type quasi-public goods of pension private products of pension services.Based on the nature of quasi-public goods of pension services,we will have a more profound grasp of the current situation of products supplied by the business model of pension services,and will play a theoretical support role in solving the effective supply of pension services.China’s pension service supply is jointly undertaken by the government and the market,but due to different business positions,there are differences in product supply concepts,there is less intersection between the government and the market,resulting in the separation of the advantages of the two functions.Therefore,in order to innovate the existing pension service business model,it is necessary to study the business model dominated by different supply subjects from the perspective of the government and the market,and combine the theory of the relationship between the government and the market.Through comparative analysis,the advantages and limitations of the current main pension service business model are obtained,so as to indicate the direction for the innovation and development of China’s pension service business model in the future,and construct the pension service business model with the joint participation of the government and the market and the joint action of the advantages and functions.In practice,this thesis selects the representative old-age service business model led by the government and the market respectively for case study.The study finds that the old-age service business model led by the government urgently needs the participation of market players in the current era,and jointly improves and constructs the current community home care service system.However,due to the difference in the attitude towards the old-age service products with the market players,it is impossible to establish an effective market participation mechanism.Under the current era of the transformation of social basic contradictions at the level of pension service demand,the market-led pension service business model shows the vitality of the market in solving the supply of pension services.Through the calculation and analysis of the economic value added of Taikang,a representative market main body,it is found that such a new type of pension service product supplied by the market is in line with the needs of the current era of pension services,and also proves the effectiveness of the market in solving the problem of pension services.Therefore,in order to effectively solve the pension problem in China in the new era,it is not only necessary to formulate the social security system and industry support policies through the government,but also need to combine the role of the market and establish a market-oriented sustainable development system of pension services in line with the requirements of the times under the joint action of the government and the market,and on this basis,put forward the optimization path of the market-oriented development of pension services in China in the new era.