A Study On The Influence Of Social Insurance On Birth Rate In China

In view of the above regression results,from the embedded subsidy mechanism,medical treatment,endowment insurance for maternity insurance to broaden the financing channels,expand its coverage,simplify the reimbursement process,increase the supervision of enterprises,institutions,attaches great importance to children’s care,raising questions four aspects put forward the policy recommendations,and the future research direction were also discussed in this paper.In order to cope with the unbalanced population age structure and the increasingly serious problem of population aging in China,China has successively implemented the "single two-child policy" and the "universal two-child policy".However,the release of the family planning policy has not achieved the expected effect.If we want to further promote the "universal two-child" policy,we should have a deeper analysis and research on the social insurance implemented in our country at the present stage.Dedicated to the study in this paper different coverage of social insurance for the impact of the birth rate in our country,the main research work from the following three aspects: first of all domestic and foreign research of birth insurance,medical insurance,endowment insurance and the birth rate of the relationship between the literature sorting and summary,and distinguish the concept of confusing,combed the related theoretical basis;Then,it expounds and analyzes the subdivision and development of China’s maternity insurance,medical insurance and endowment insurance,and reviews and analyzes China’s birthrate from the whole and the eastern,central and western regions.Finally,the panel data of 31 provinces and regions in China are used for empirical quantitative analysis.Research and the empirical results show that based on OLS,FE,DIFF GMM,SYS GMM four regression methods,in the presence of the family planning policy,birth insurance,medical insurance,endowment insurance has inhibitory effect on fertility,under the condition of the family planning policy does not exist,helps to improve the birth rate of birth insurance,and medical care,old-age insurance still has inhibitory effect on fertility.Based on the analysis of PVAR model,it can be seen that the impact of maternity insurance will have a positive effect on the birth rate.The impact of medical treatment and endowment insurance will have a negative effect on the birth rate to varying degrees,and the negative effect tends to be stable after several periods.The sys-gmm model was used in the eastern,central and western regions to find out the regional heterogeneity of the influence of social insurance on the birth rate.From the perspective of economic development level and the level of human capital,investigate the threshold effect of the birth rate,social insurance influence results show that the development of economy and the improvement of human capital level through the birth rate of the social insurance of our country have a significant inhibitory effect,and with the economic development and human capital,to further improve the level of inhibition.In view of the above regression results,the following four policy Suggestions are put forward: embed the maternity subsidy mechanism in the medical and pension insurance;In view of maternity insurance,broaden its financing channels,expand its coverage and simplify its reimbursement process;In view of the gender discrimination faced by female workers in the labor market,strengthen the supervision of enterprises and institutions;Attach importance to child care and upbringing.