Research On Business Process Optimization Of Post Loan Management Of JK Financial Leasing Company

Since the birth of the self-confidence loan business,the investment and recovery of funds have become an unavoidable topic.In the year of COVID-19 outbreak,not only people’s lives are threatened,but also a country’s economic and social operation is facing great impact.As a newly established non bank state-owned financial institution,Jinan financial holding leasing company also made great contributions to the smooth operation of various local enterprises in Jinan and Shandong Province during the epidemic period.However,the ensuing problem is the safety of funds.Under the impact of the epidemic,the operation of all industries has been greatly affected,and most enterprises’capital chain has broken and gone bankrupt.JK leasing is also faced with such problems.During the three years of the epidemic,many projects lost their principal due to poor management,leaving the top management of JK leasing at a loss.In the current harsh market environment,how to manage the projects in the process of existence is of great significance to the safe recovery of funds and the development of follow-up business.This paper analyzes the role and significance of the post loan management business process of financial leasing companies,studies the relevant literature and materials at home and abroad on the post loan management process of financial leasing companies and the means to optimize the process,and summarizes the viewpoints and conclusions mentioned therein.On this basis,the author chooses JK financial leasing company as the research object,first introduces the existing post loan management business process of JK company,and then points out the problems and disadvantages in the process.After that,the paper explores the causes behind the existing problems and disadvantages of the process;Then,according to the causes of the problem,targeted solutions and optimization methods are proposed;Finally,in order to ensure the implementation and effective implementation of the optimization measures,the corresponding auxiliary measures are proposed as a guarantee.Through the research of this paper,the post loan management business process of JK leasing company has been further simplified and improved,and the asset security of JK leasing company’s stock business has been extremely guaranteed.As JK company is quite representative among the same type of leasing companies in terms of shareholder background,business type and business volume,and represents the current situation of a series of small and medium-sized companies,the research results of this paper have certain popularization and popularization in the same type of companies.