Chinese Rural Pension System Path Selection

On the four backgrounds: the eleventh Five Plan bring forward the socialistic movement in rural areas; the report of the Sixteenth National People's Congress put forwards the construction of the rural social security system; the building of harmonious society need share the effect of reformation and the argent wave brings the crisis of endowment insurance in the 21st century, That how to solve the problem of the old-age support to the numerous farmers is not only a science problem, but also a realistic problem based on equity and justice, the national stabilization and the continuable economy.The author aims to in-depth research the various choices of the way of the rural social security system in China.To begin with, the author argues the inequality of the social security system in Chinese rural areas. According to the basic theories of economy, the Chinese rural social security system can be analyzed by an equilibrium way, that is to say, analyzing it from the view of demand and supply in order to grasp the essentiality and necessarily. Firstly, from the point of view of demand, analyzing the actuality and the dynamic forecast of an aging population in rural areas, the author draws the conclusion that the institutional demand of the rural old-age support is excess. Secondly, from the view of supply, analyzing the deep problems of the rural social security system in China is aimed to that there are a series of correlative institutional bottlenecks of the rural social security system as well as draw the conclusion that the supply lag behind the demand. Besides, the traditional patterns of old—age support in rural areas are frangible and unsustained. Lastly, the author argues the problem of the lack of the resource of the old-age support. By a series of academic reasoning and sample analyze, the author makes the decision that the resource of the old-age support in China is in want. It is necessary that the city nurturing the country and industry nurturing the agriculture.And then, the author analyzes the system of the old-age support bothin and abroad. The first thing is to diagnose and analyze the present old-age support system in China by way of analyzing the historic , present situation and the factors which restrict its development, which serves as the reasons of the system-choices and the arguments. Besides, since there are many experiences of the old-age support systems overseas on the background of the advanced social economic system, the author analyzes the experiences and inspirer.Later, the author analyzes and argues the idiographic project and its ways. Firstly, the author holds the opinion that the rural social security system must be conducted the different parts oriented projects, on the bases of which, the author further advances the suited design mode in which every mode should be matched with the corresponding parts. the author bring forward that the idiographic project and probative examples and that the rural social security system must be conducted the different parts oriented projects, on the bases of which, the author further advances the suited design mode in which every mode should be matched with the corresponding parts. Secondly, as to the mode of old-age support to farmers who do the plantation, by way of identifying the connotation of the planters and analyzing the status quo and characters of whom, the author points to the restricted conditions of the current planters social security system, in addition, the author expatiates, analyze and appraises the planters social security system, on the bases of which, taking the change of rural economic policies for granted, the author imitates and research the social security system and try to build scientific model of the social security system, calculate the allowance of farmers in the current rural social security, forecast the future financial status and intervention. Thirdly, about the mode of the floating rural population, by way of identifying the connotation of the floating rural population, concretely analyzes its three-factor characters. Later according to that, from quantity, structure, division of the group, and income, the author analyzes the current situation and futures of the floating rural population; through the retrospect of the history, the analyzing of the system, profoundly analyzes the mutual action mechanism of social old-age insurance and the migrant of the floating ruralpopulation ; then , expatiating, analyzing, and appreciating the executable system of the floating rural population social security, the author points to the irrationality of it. With the basic purpose, level, and direction of the floating rural population social security system, the author puts forward that it is essential to bring the floating rural population into the range of the social security system, and further makes the realistic choices and design. Besides, Through the change of the two-different-way development of the urban and rural areas to their development as a whole and the innovation, advance of the rural social security system, the social security system in China must be civil integrative. So the author holds the view that its characters: the social security system in the urban and the rural should be gradually planned as a whole, and can be linked up; the old-age support in family is tend to weaken, while the old-age support in the society is to enhance, classifying on the grounded of the same feature,advancing step by step. Also the author sets forth carrying on the multi-systems of the old-age support: the basic, the personal and commercial pensions. It follows three principles: systemization, socialization and advance. Lastly, the author mainly studies the feasibility of the city's nurturing the country, which makes the arguments much fuller. To begin with, the author analyzes the revenue's impacts on the farmers' allowance of old-age support from designing a micro-mechanism of the rural social security system in our country, and then from the point of the whole national finance, the author analyzes its power of transferring payment. Lastly, the essay analyzes the dynamic mechanism's active effect upon the resource of farmer's old-age support,At last, the author discusses the harmonious development between the rural social security system in China and the function of macro-economy, and thinks that it is necessary to analyze the rural social security system's influence on the run of the macro-economy in China so as to greatly understand and grasp the rule of the macro-economy and not to induce chaos in the run of macro-economy when practicing the rural social security system, which makes the two factors can harmonious develop.