Study On China's Commercial Banking Industrial Organization Structure And Industrial Competitiveness

Along with China's reform and opening up and deepening of financial reform, China's commercial banking industry, especially in recent years has been unprecedented development. However, we also must recognize that with a strong comparison of foreign banks, China's commercial banks also generally with a low level of competitiveness, which is a lower operational efficiency, financial innovation and weak asset quality, lack of sustainable security and many other issues, the commercial bank of our country is also urgent need to enhance its industrial competitiveness. Especially in the current almost the entire financial market has been opened to the world, in the context of the outbreak of the financial crisis has an impact on foreign commercial banks, foreign commercial banks not only to give up the Chinese market, but more emphasis on the huge Chinese market, and its potential development ability. Although the crisis involved in China's commercial banks are not deep, because of the degree of international financial markets, less affected by the crisis directly, but with the aftermath of the crisis slowly show, as a service in the real economy of China's commercial banks, On the one hand we will face an economic downturn,which may bring shrinking market demand and risk, and we must also face the powerful, highly competitive large-scale foreign banks "offensive" Our competition and challenges. Therefore, further improve China's commercial banks industrial competitiveness, both can improve domestic commercial bank's market position with the competitive of foreign banks, but also can make our country's outstanding commercial banks into the international market, and make the pace more vigorous. For this reason, this paper Research on commercial bank's industrial competitiveness will undoubtedly have a considerable theoretical significance and practical significance. In particular, the commercial banking industry with the existing competitiveness of the different perspectives, this study have a point of view on structural of industrial organization, in an attempt to apply the industrial competitiveness and industrial organization theory to the study of China's commercial banking industry in China's commercial banking,and then explore the competitiveness of the structural causes of industrial organization, and optimize the industrial structure from the perspective of China's commercial banks to enhance industrial competitiveness.Thus, starting from the above background and writing in mind, this thesis would be entitled as " Study on China's Commercial Banking Industrial Organization Structure and Industrial Competitiveness ", and strive to begin by selecting the appropriate commercial banking industry competitiveness evaluation index system for China's commercial banks Industrial Competitiveness study. Then use the same empirical analysis of China's commercial banking sector and external structural features of industrial organization to analyze and grasp; then on industrial competitiveness and industrial structure have to grasp the basis of the two, choose the measurement tool 2 the correlation between those who study the relationship between the two drawn and the related organizational structure of the reasons behind. Finally, the organizational structure of China's commercial banking industry and industrial competitiveness, there is a certain relationship on the basis of China's commercial banking industry analysis of the external environmental factors, which made for an optimization of the organizational structure of China's commercial banking industry and at the same time of increasing industrial competitiveness The purpose of the policy recommendations.The specific content from the point of view, this article is divided into seven chapters:Chapterâ… Introduction:This article introduces the research background and research significance, research ideas and methods to study the content and framework, and research innovations that may exist in points and shortcomings.Chapterâ…¡Theoretical basis of:In view of this paper to study the subject, starting with the concept of industrial competitiveness and its connotation of the defined and described, in the clear understanding of industrial competitiveness and enterprise competitiveness, the relations between the country's competitiveness, based on the further the contents of the structure of industrial competitiveness and its evaluation index system of the relevant theoretical and empirical research is reviewed. Then on the industrial competitiveness of the industry organization formed to explore and elaborate mechanisms, namely, from the industrial competitiveness of the perspective of industrial organization to sort out the basic theory of industrial organization theory, schools of different views on competition and efficiency, sort, Resolution industrial competitiveness mechanism for the formation of industrial organization and ultimately from the industrial organization theory to explain the competitiveness of industry framework for the study and later in the formation of a solid theoretical basis.Chapterâ…¢the Industrial Competitiveness of China's Commercial Banks Positive:China's commercial banking industry on the competitiveness of the background and analysis on the basis of empirical analysis expounded. Which reviewed the development and China's commercial banking system has evolved, the commercial banking industry starting with the general and special drawing on the mainstream academic research has been to reflect the liquidity of commercial banks, profitability and safety of three principle as a standard to build a basic industry competitiveness evaluation index system. Then goes on to state-owned commercial banks, joint-stock commercial banks, the composition of the major commercial banks, as well as a representative sample of listed commercial banks, the listing of China's major commercial banks and commercial banks have done a real competitive situation and grasp the empirical analysis.Chapterâ…£the organizational structure of China's commercial banking industry positivism:commercial banks, industrial organizations, industrial organization structure of both the external factors that shape the market structure, but also the organizational structure of the factors within the industry. Be divided into two sections of this chapter, Structural condition of the market research industry section of China's commercial banks market share, market concentration, economies of scale, the degree of product differentiation and barriers to five aspects of advance and retreat in a more detailed in-depth analysis; Section of China's commercial banks the internal organizational structure of the industry, mainly based on a sample of listed commercial banks commercial banks, corporate governance structure of China's status was studied.Chapterâ…¤the organizational structure of China's commercial banking industry and the industrial competitiveness of the relevant research:In the second chapter of China's industrial competition mechanism of the theory of industrial organization supported under the fourth chapter of the organizational structure of China's commercial banking industry and the third chapter of China's commercial competitiveness of the banking industry resulted in the adoption of non-measuring method of measurement and correlation analysis, In arriving at the relationship between the two but also on the formation of the reasons for this relationship was analyzed.Chapterâ…¥External Environment Analysis of China's commercial banking industry:In the complex international and domestic situation, against the backdrop of China's commercial banking industry on the current external environment in which the objective analysis of, first the external macro-environment of commercial banking potential opportunities that exist and threat analysis; Second, the help of Porter's five forces model of competitive industrial environment of commercial banks, potential competitors from the industry conditions, industry competition between the intensity of existing banks, customer bargaining power and industrial products, competitive pressures alternative analyzed.Chapterâ…¦the optimization of industrial structure and enhance the competitiveness of China's commercial banking industry's response:In the fifth chapter the organizational structure of China's commercial banking industry and industrial competitiveness on the basis of the results of correlation analysis, taking into account China's commercial banking industry is currently enjoying an external the objective environmental factors, to improve and optimize the industrial structure of China's commercial banks to enhance industrial competitiveness and the countermeasures and policy recommendations.At the same time, in order to improve the analytical content as possible, articles in a specific writing process, using a variety of research methods, such as drawing on relevant theory and the method of combining innovation, combining normative and empirical method of combining static and dynamic analytical methods, as well as a combination of quantitative and qualitative methods.Finally, in terms of this article may be innovative, perceptive view of the novelty and the rich empirical methods of making articles using the more innovative:the research perspective, the structure of industrial organization as a starting point for studies of industrial competitiveness orientation, combined with the industrial environment, seeks to increase industrial competitiveness policy path; course of study, the specific operation, by selected industries in the main banks and banks advanced as the research object, to fully reflect the research article "industrial" purposes, in the right industrial organization structure of the process, the innovative governance structure into more research, and then were correlated in part, the governance structure and competitiveness of the relationships between the empirical research, of course, the environmental components was justified attention and is considered a large number of existing research results with a difference. But as the author of the theory of interpretation is not deep enough, regional commercial banks, foreign banks and other banks involved in the research was not able to affect the integrity of the study, as well as on the inadequate data collection, etc. Unfortunately, they made there are many deficiencies of the article Department, requires the author's research and practice in the future be made up and improve further.