Credit is the premise under which the social association can be normally conducted. Both in traditional society andd modern society, there is a given credit system to establish the credit relationship between social member. Under the condition of market economic , the connotation, device and function of credit presents new development trend. While the construction of Chinese market economic being carried further, the social reality and Ihe well-operation of market system badly require the establishment of modern credil system .On Ihe basis of the study on Chinese traditional credit, this paper discussed the connotation ,device and function of modern credit. Aiming at the cause of the deception phenomenon of the economical life this paper provide the methods and approaches on how to construction the modern credit system.
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