Research On The Entrepreneur Financing Problem Of The SMEs In China

No matter in the developed countries or developing countries.the Small and Middle sized Enterprises, ereinafter SMEs ,will encourage the techlogical development, increase the employment and expend the exports unignoredly and unsubtitutedly. As to the whole society, SMEs is the cradle where people bring their innovation spirit to play and realize their entrepreneur dream. Nowadays, nearly all of the SMEs in china are in there developing term. The financial problem will obstruct the progress of the SMEs. So this essay will descuss the breakthought of the SMEs.This essay concentrates in the relationship between the entrepreneur and the financing, the financing problem of SMEs in China. Based on the function and the characters of the SMEs, this article shows the way of solving the financing gap and giving the capital support to SMEs. It is divided into four parts. The first chapter defines the key words, such as SMEs and entrepreneur financing. It declares that the entrepreneur financing is different in the size with the different stars-up stages. In this part, the economic explanation is also given to the SMEs's entrepreneur financing. The second chapter is the aspect of detailed analyzing, according to the statistic information, which illustrates the present situations of financing problem and analyses the course of financing gap, from both equity financing and debt financing. The third part introduces some advanced ecprience of fincial supporting in the world. The last part, to some extent, reveals the dominant modes of the financing breakthrough in SMEs. This part is divided into three groups, one is about the government oriented way , another is about market oriented innovation in the breakthrough of banking debt and the last is about the modes of venture capital.