Analysis On Chinese Credibility Risk Management

In the modern market ,the Credit belongs to the market economy category, Credit product is expansion that special merchandise to have the value with the use value, to support the extension of the credit trade .Modern credit system, urge to a credit of newness principle, and urge to the on demand need and the latent need of the credit product ,and urge to whole society to despise and punish mat fails in promise, then urge the order that living credit's trade with the new market system with modern marketing method. China now be placed in the transformati6n of the plan direction market economy period, join the government the mansion folks, all exsits changes thought method with the painful process of the behavior method. Credit risk problem appeared in this process, serious bar market economy development of bottleneck", not only resulted in the economic relation distort, society trades the cost increases, but also corrupted the social values, affected the normal movement of the market economy directly. Therefore, proceed the research to the Chinese social credit risk, from prescribing medicine for specific ailment, study a modern credit for establishing to match the market economy request management system is the theories marriage of the market economy development, this is on choosing a have the very important fulfillment meaning with the realistic possibility.This article is divided into three parts on the whole:The first part is a credit risk to say all. A part is discussed to a series of related theories. Include the category of the meaning, credit of the credit with the content of the concept, credit risk of the function, the credit risk, and the meaning of the credit management.The second the part is the credit risk analysis that Chinese society exsits. This part is divided into again three statures parts, include performance, reason and harms of the credit risk. Firstly , explain that the capital of the commercial trade, thecapital market, person and government fail in promise from the objective angle of view. Secondly, uncover the credit risk which of the veil of mystery, put forward the credit risk of because of is: The administration monopolization of the information, the credit management system is not sound, the trustworthiness educates cannot dint. Again, made public the credit risk of to society with national serious harms. In the writer's opinion, The credit risk obstructed the progress of the perfect market economy, enlargement the financial risk, affected to extend the degree that inside need with the scale, break with affected socialism spiritual civilization developments.The third part is a counterplan to enhance credit developments, dissolve the credit risk study. The writer studies from the substantial evidence with the angle that theories inquiry into, putting forward to dissolve four counterplans of the credit risk: While ising a sound credit law laws system, two is a perfect and social credit to unites to gain confidence the system, three is to enhance government credit developments, four is to enhance the all and social credit education and research.Textual creative of be placed in to counterplan that dissolve the study of the credit risk, compare to put forward to establish perfectly social credit unite gain confidence the system, and fresher put forward to enhance government credit developments clearly, then put forward to enhance the credit the education from the angle of the deep level of structure and research.