The Research Of Credit Management Of Charge Sales Of ShanDong A-Hua Packing CO.,LTD

As Social Democracy market economy increases continuously and stably, and enters into the world economy cycle, the overall credit trade scale in our market is enlarging constantly. Especially the need for credit method and credit instrument obviously tends to rise rapidly in big cities and developed areas like the Changjiang River delta, Zhujiang River delta. In these areas, the GDP per capita has exceeded US$2,000, which is the threshold of a credit economy stage.The expansion of credit trade calls for good market environment, and more exigently,the enterprises mastering credit management method and establishing scientific credit management system to guarantee a high successful rate in credit sales and other credit business.This article is just based on such background.The article will discuss the following aspects hereinafter:Firstly, analyzing macroscopically, in the developed countries the credit trade scale, with a percentage of more than 80%, has exceeded the cash scale, and advanced credit management theory and technology is developed; while in our country, the national credit management system is not yet built, and is just stared in most of the enterprises, which have to bear very high sales cost and their development is seriously restricted.Secondly, analyzing from a microcosmic view the actuality and problems of the credit management of charge sales in Shandong A-Hua Packing Co., Ltd, and the necessity and urgency of a scientific credit management system of charge sales. The effects of a scientific credit management shall be recognized completely, which not only can keep away the sales risk, but also promote cash flow, expand the sales, perfect the relative flow, and improve customers' satisfaction etc.Thirdly, the feasibility analysis. The effects of a credit management can be seen at once. There has been a complete set of mature and precise credit management system to be used for reference; in addition to this, the domestic bank credit management developed earlier and has become quite mature, which can also be used for reference to the enterprise credit management.Lastly, according to the scientific credit management system advanced by the author and considering the actuality of Shandong A-hua Packing Co., Ltd, a complete set and suitable credit management system of charge sales is designed, and the due effects on rebuilding the credit management is analyzed.The key innovation are as follows: the author puts forward a more practical and scientific credit management system of charge sales by consulting the advanced theory of credit management abroad and in, such as full set of credit management , " 3+1 " scientific credit management pattern. The basic framework...