An Academic And Experiential Analysis Of Insurance Market In China

Since Chinese insurance business resumed,insurance market had developed quickly.With rapid advance of market-based economy process,Chinese market was from the single subject administration manages to many of subject market-oriented management.It grew from weak tendency trade in national economy to the important stabilizer of the economic society. However, the insurance of our country was still at primary stage, the development course was very short, and various kinds of statistics of insurance business very limited. Insurance theoretical research and demonstration research compared with very much backward developed market. Therefore, the analyse and research have very strong realistic meaning to the current situation of the development of the Chinese insurance.This thesis set out from insurance economy theory. Propose insurance develop and Engel coefficient of country are the negative correlation. Setting out from influencing the supply and demand factor of the insurance,we have analysed the realistic supply and demand of insurance market of our country and measured regression model to make real example analysis to insurance development of market and result that the analysis draw unanimous with theory basically.Then, get some apocalypse of market from the regression model. This text directly quantize and compare the market-based degree of insurance develping in every province or urban of country,and draw the corresponding conclusion. Utilizes the grey systematic theory to predict the growth of the insurance in the future.. Finally propose several tactics of developing Chinese insurance to put forward.