| The rural credit cooperative is the mainstay of the rural finance and financial tie of contacting the rural huge numbers of families, and has very important positions in the rural finance. It is an important and urgent task of the current financial reform to deepen the reform of rural credit cooperative further, not only concern the steady sound development of the rural credit cooperative but also concern increasing peasant income, overall situation of the agriculture developing, stability of the rural area. According to the "Pilot Programme to Deepen the Reform of the Rural Credit Cooperatives" released by the State Council, the rural credit cooperatives of all parts have started the reform of new round successively. One of the focal points of the reform is on the ownership restructuring of rural credit cooperatives as legal person, three kinds of systems can be chosen: Cooperation, shareholding system and shareholding cooperative system. The establishment and arrangement of the equity structure are the concrete embodiment of different ownership, forms of ownership that all parts adopt are different must demand to set up different equity structure, in other words the equity structure reform has the particularity of all parts. However, because of The reform being in the same financial organization--the rural credit cooperative, the historical background is almost the same, the ultimate target of the reform is unanimous, so the reformation of equity structure of all parts face some common questions, such as: excessive scattering of stock right,the unclear position of the state-owned stock, inside control. Directing against the questions that appear during the reform and combining international experience, the author bring forward the pertinence countermeasure: further diversifying ownership, further diversified defining ownership nature, defining state-owned stock proportion, range of ownership transfer, etc. The equity structure reform of rural credit cooperative is not an independent job, there must be good external environment condition to guarantee, especially need good economic base, rigorous legal system and proper financial supervision. This paper adopting empirical analysis and normative analyses method to combine with the real example carries on research especially to the equity structure of the rural credit cooperative in every case. Through optimizing the equity structure, the rural credit cooperative of all parts can really become market main body with independent management, self-discipline, self-development, taking risks by oneself, thus set up relatively perfect corporate governance structure. |
