Rural Credit Cooperative How To Play A Important Role In Developing Rural Economy

Along with the beginning and the improvement of market economy in China, rural financial system has been made a lot of changes to meet the service demands of increasingly progressing rural economy. The continuously improved rural financial system plays a more and more important role in supporting rural economy. However, as the main service body, rural economy cooperative still can't satisfy the demands of all level and all aspects of rural development in market economy. As a result, the rural financial system impedes the rural development, and at the same time, further progress of the rural financial system itself remains a slower pace comparing with the demand of rural development.This thesis focuses on the problems and the contradictions brought about by the multiple roles: co-op demand among local farmers, state financial and agricultural economy policies implement, commercial benefit which undertook by the rural credit cooperative. These multiple roles that the rural credit cooperative played made the normal business extremely difficult, and sometimes let to confusion. There are some thoughts to solve the problems. Firstly, the load carried by the rural credit cooperative in the past should be removed to make the further progress easier. Secondly, at different circumstances, different rural credit cooperatives should be reshuffled into rural commercial bank, or rural cooperative bank or full meaning rural credit cooperative to satisfy the diversified business demands at a more broad base and level, at the same time, different banks or co-ops serve their own specific tasks.