Research On The Intermediary Banking Business Development Of Chinese Commercial Bank

Along with the financial protection period after our country entered WTO is about to pass, the commercial banks of our country are going to face the severe challenges brought by the foreign financial institutions after entering WTO. It is no time for us to wait and the only way we can do is seeking for survival and for change. Therefore, keeping up with the developing mainstream of the international finance, enhancing the competitive ability of our commercial bank, and accelerating the innovative development of our commercial banks'intermediate business are the inevitable choices. Firstly a model of competitive ability of commercial banks is set up according to the meaning, source and mechanism coming into being. Then based on the model of competitive ability of commercial banks, through analyzing the history and the status quo of foreign commercial banks and finding out the deficiency of the development of our commercial banks'intermediate business, the research brings forward that the most possible and effective way to enhance the competitive ability of our commercial bank is to accelerate the innovative development of our commercial banks'intermediate business. Combined with the situation of our country, as well as using the advanced experiences of foreign developed country, the strategies of accelerating the innovative development of our commercial banks'intermediate business are put forward systematically and in details. And supervision and risk control of the intermediate business are studied and discussed.