State-owned Commercial Bank Oblate Management In China

As foreign capital banks come to the variety of big cities, the competition among the banks is harder and harder day by day. The organization structure of the various arrangement in our banking is difficult to reach the need of the market competition, clients' request, the change of the environment. Advanced bank models are striking the traditional management models. However, the new problems are discovered during carrying out the oblate management model. The reforming and lucubrating the structure model of the commercial bank is imperative under the situation.The key question of the organization management theory is the organization structure of the firm. To study the organization structure theory, on the whole it can be divided into three parts: classical organization view, new classical organization view and modern organization. The classical organization theory, labour division, grades and function, organization structure and the extent of the controlling. The research on these four factors consist of the four supports of classical tissue theory system. Through the different grades system arrangements, the framework life is controlled by the careful plans and systems. The view of new classical organization is that the aggregation of the society which avers the stuff participates in the management, and emphasize the beeline system, brainman and system, employee participating decision-making system and so on.The modern organization theory has the rich content. The whole system can be treated as the open dynamic system. So according to the change of the situation, the manager must adjust the design, System method and power coup method is the power-coup organization theory, basic method. Organization zoology theory considers the main machine-made of the organization reform is not made from the single form, but it is a Darwin's natural selection process. Therefore, when an organization in the whole level can't adjust the change of the environment . It will be replaced by the new strong flexible organization. The resource depending theory tells that the organization depends on the outer resource, so in order to keep the absolute tendency, it tries to control the resource in different ways. During the analyzing the organization economy theory, OE.E. Williamson's trade fare theory analyzes the organization economy quality. In his opinion,the trade is the basic analyzing unit. To research the economy organization. What is more, the key question of the understanding the trade organization is to know saving the business charge. The efficiency boundary of the company is determined by the skill kind of the company special capital. And whether the company self-support has the much more economy than the market trade.The oblate management develops the management extent, through which reduces management to improve the effiency of the management and the competition of the company. And theory basis is Just-In-Time and Company Recreation. The development of the information technology economy times, the slesidility, small batch, many varietal production method. The manufacturing and serving. And serving production will be in a more and more important place. The key of the management is the production development of the knowledge. And the training of mastering the knowledge person. The productivity of the knowledge is the standard of management efficiency. And the change of the organization members is the necessary trend to the oblate organization.Analyzing the Uk Stard Chartered and German commercial bank's oblate management experience, it brings us some revelation about the management of our state-owned commercial bank offset framework set up.Our commercial bank pushes oblate management, which builds up its own integration competition, suit the outer work surroundings rapid change, adapt the innovative trend of the information technology, adapt the reform process of the commercial, and meet the need of the competition of the foreign capital bank.China Bank Ltd company inside organization structure reform case is used for reference for the state-owned commercial bank organization reform. Qingshan subbranch of Agricultural Bank in Wuhan, in 2002, actively pushes the net grass roots. Manage the oblate to be the key of the management model reform. From the quarter situation in Qingshan subbranch of Agricultural Bank, operation management has already appeared a series of the delightful change. It incorporates: the management arrangement has been greatly improved. The resources have been highly collocated. System management has been strengthened. Management movement has clearly been strengthened. Operation development has obviously been fastened.The general thinking of the national commercial bank oblate management is that the framework of the third management and the first management in the national commercialback will be changed into the general bank------the operation policy center or a provincebranch------the frame system of the subbranch of a bank. In order to do so , the nationalcommercial bank must take reform measures as follows:I. the general bank function instruction is changed from simplicity management to direct management and management mixture.II. the general bank management for the second branch.1. Establish the real time watch system for the second branch, mainly inspecting the risk and benefit for the second bank, frame work and personel.2. Establish the watch institution for the second branch.3. Consummate the credit colligation operation management system and establish the risk inspection system in advance.4. open up finance check and management system quickly, and establish complete benefit and real time watch system in advance.5. open up data storage quickly, and improve the information management and decision-making support system.The reform of the transverse organization structure in state-owned commercial banks should fully draw in and draw lessons from successful experience of the adjustment in foreign commercial banks. It is the principal of the centre of the client, the guide of the market. To adjust the inside organization. Unite and reduce the unoperation organization, strengthen the substance owed management and information department when the inside organization adjustment, the work should be divided clearly and the responsibity should be divided clearly too. What is more, we should strengthen the relation and correspond between the department in order to improve the work efficiency.At first, insist on and step up chief-branch system, strengthen the adjustment on the inside function. Next, strengthen the adjustment of the stair and twain branch. Third, the twain branch.Net business management in the twain branch .1. use the oblate technology to resign the organization and improve the management efficiency.2. make the organization healthy, improve organization efficiency.3. attract, retain, bring up the person with ability and exert his ability fully.4. remove and rebuild the organization5. rebuild the grass roots net6.reinforce the straight operation management7. build the area management centerThe arrangement of nowadays market main body has been gradually prompted. Finance need removes the means of financial servers becomes various which is more and more obvious.Optimizing the organization structure and business model reform is the sense choice to adapt the client's need and market competition.The bank competition from physical net competition to the dummy net competition, from wide net distend to the intensivism management. Person management, mechanism, technology will be the main reason for the supported operation development.The oblate organization structure is considered as the important aspect for the commercial bank created management. It must push the person management of the commercial bank, mechanism innovation and technology progress. However, generally speaking, our commercial bank builds up the oblate progress, which only has begun to make experiments. This will meet a lot of new problems, It needs us to practice exploring and resolving.