Research On The Development Of The New Type Farmer's Fund Mutual Cooperation Organization

The new type farmer's fund mutually cooperation organization is a new financial form. This paper analyses its intension, character,formation,ect, sets forth its important meaning in Chinese country financial market and the farmers.and brings forward some advice from the aspects of the law and policy. There are four parts in the paper.The first part illustrates the principle and definition of the new type farmer's fund mutually cooperation organization. It is origin from England and Germany, and the international principle of the new type farmer's fund mutually cooperationorganization is pass in the 100 anniversary, it is including autonomy, independence, education, cultivate and etc. So, in this paper, the auther's definition is it is on some phase, when the farmers want to get for the low cost and other service, they will spontaneous to go together, which is the new type farmer's fund mutually cooperationorganization. At the same time ,the organization's internality and risk control mechanism is different from the rural cooperation funds, rural financial cooperation, informal rural financial banks .The second part analysis the practice pattern and the circulate mechanism of the new type farmer's fund mutually cooperationorganization. there are two types in China. Jilin and Anhui. while there are some difference in them, in total,they are all through the farmer's capital cooperate, to realize to relieve the farmer's lack of the fund. And they embody the standard of the international cooperationleague,which is"freewill, mutually, democracy, independence". The third part expound the significance of the new type farmer's fund mutually cooperationorganization.the farm's economy is the foundation of the Chinese countries'economy.First, for the finance institution, the farmer's finance is little and scattered which leads to the high-costs. Secondly, the mortagage of the farmer's is lack, and their ability to take on the loan is low.Thirdly, agricultural production's risk is high. Fouthly, periodicity and seasonality is strong. Fifth,its timely is strong, and they wish the procedure is simple and convenient.The new type farmer's fund mutually cooperationorganization is the offspring of the finance resource being hard up. It superiority to the business finance institution.First,its bargaining doesn't rely on the property of each other. So it is handle and realistic.Secondly, its...