The Following Optimum Decision For Flatting Organization Constructer Changing In JCCB

The Chinese local commercial banks'basic construction is'head office– sub-branch– saving office', whose management level is also opposite simple. But since 1993, the commercial banks'own strategies have changed too much, the exterior environments and information technology have also developed very quickly. The inner situation of commercial bank is more and more rigorous. In order to cater the change and increase the bank management power as well as the market competition ability, flatting organization constructer becomes more and more important to the Chinese commercial banks. The original structure type of Chinese commercial banks already doesn't adapt to new economic situation. The People's Bank of China (PBOC)brought up Chinese commercial bank's flatting organization constructer and the target mode is'head office-- branch -- inferior sub-branch'in July 2006.Before the reform, a commercial bank, which is going to build up the flatting organization constructer, requires many conditions including the software and hardware. At first, the data center of customer manage system in a commercial bank must be perfect, which can deliver record quickly and search related information accurately; The second, the commercial bank must establish a set of complete cost management system and index standards. When business sections want to check the cost and profits assignment fairly as well as reasonably, there is a chapter can follow.Flatting the organization constructer in a commercial bank should follow many a principles, such as aptness, performance, safety, reasonable performance and human-based management, etc. The measures for local commercial bank construction flatting include the improvement of the head office structure and the reformation of original branches as well as the saving offices.In order to cater commercial bank's organization constructer flatting, the...