A Comparative Study On Information Technology Outsourcing Mode And Efficiency Between The Mainland And Hong Kong

Security, mobility and profitability are three major principles of the management of commercial banks. Banks are business groups pursuing profit rather than charities. Reducing costs becomes the target of many financial institutions. As a commercial activity for reducing costs and improving quality, service outsourcing has always been concerned by people. Outsourcing bears unique advantages in the application of commercial banks. Therefore, research on outsourcing of commercial banks has it's own value. There are various forms of service outsourcing, but which mode is suitable for commercial banks, which mode is more appropriate to Chinese situation? These problems spontaneously placed in front of us.Hong Kong region's financial system perfects, the commercial banks develop a more mature outsourcing, we can reference for our precious experience. Therefore, the paper will make a discussion from Comparative Advantages Theory, Scale Economy Theory, Offshore Outsourcing Models Theory and Internal Management Theory. Then compare the difference of Information technology outsourcing models and efficiency between Hong Kong and Mainland. Last, the paper provides some advises for Mainland commercial banks develop. The paper is divided into six chapters.The first chapter is introduction, it will mainly elaborate the background and meaning, this is the research purpose of the article, and the related concepts defining based on it. Then related documents for a review and brief comments finally briefly on the analysis framework, writing thoughts, research methods and main points and innovation are introduced. The second chapter is the commercial banks outsourcing models and efficiency of the theoretical explanation. Main theories include Comparative Advantages Theory, Scale Economy Theory, Offshore Outsourcing Models Theory and Internal Management Theory and so on. The key point to build support for the theoretical point. The third chapter is The Mainland and Hong Kong Information Technology Outsourcing mode Comparative analysis. The paper comparative analysis the difference of exclusive outsourcing models, third-party outsourcing models and joint ventures outsourcing models between Hong Kong and Mainland. The fourth chapter is Hong Kong and mainland commercial banks of information technology outsourcing efficiency comparative analysis. This article has chosen the variables CIR and NIM which can indirectly reflect the management and cost reduction of commercial banks. Main comparative analysis of the exclusive model and a third party model of efficiency and summarize the advantage of Hong Kong offshore outsourcing and the inadequate of Mainland commercial banks. The fifth chapter is commercial banks of information technology outsourcing related case analysis. This paper will make a research on the development process of HSBC in Hong Kong and Shanghai bank's and the development path of banks in Mainland China. We hope that banks in Mainland China can learn some experience from this discussion. The sixth chapter is learns from Hong Kong outsourcing experience, improve Mainland commercial bank's outsourcing efficiency. this article make some suggestions from two aspects:one is to continue to exert onshore outsourcing superiority; another is to develop offshore outsourcing mode.The key point of this article is in the existing circumstances of China, in the onshore mode, especially the third party onshore mode use it's own unique superiority promoting the development of China commercial banks. We need to continue to maintain this advantage. But the Mainland commercial banks locked into the restrict of onshore outsourcing mode, Mainland commercial banks have fewer source of revenue. Major source of revenue was net interest income. So, Mainland commercial can't make full use of serious advantage of worlds to develop more. We need to learn the experience from Hong Kong commercial banks' offshore outsourcing models. Through comparative analysis, the paper find the inadequate of Mainland commercial banks. Specific proposals are as follows:improve the legal framework continue, increase onshore choices; enforce risk prevention and control, promote the healthy development of onshore outsourcing; Strengthen cooperation with the government, Develop offshore mode; Strengthen internal controls, Combination of internal and external to go to the world. We hope there are some help for Chinese commercial banks' development.